5116 BEACH DRIVE SE UNIT D, ST PETERSBURG, FL, 33705
Active316 days on marketListed Oct 1, 2025MLS #TB8432483
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Upcoming open house
Sat, Aug 15
1:00 PM – 3:00 PM
About this home
5116 BEACH DRIVE SE UNIT D
A RARE OPPORTUNITY! Assumable VA loan with an approximate 3.00 interest rate available to qualified buyers! Welcome to Waterside at Coquina Key South! This gated waterfront community spans 88 acres along the Tampa Bay waterways and offers resort-style living with 24-hour security. With 628 units and 60 buildings, Waterside is a large waterfront community featuring five canals, a freshwater pond, and an abundance of boat slips available for purchase or lease. This 2-bedroom, 1-bath, second-floor condo is move-in ready and being sold furnished. Inside, you’ll find tile floors, wainscot paneling, Hunter ceiling fans, an in-unit washer/dryer, and beachy décor. The large kitchen has been remodeled with a backsplash, newer appliances, and generous cabinet and counter space. The bathroom has been beautifully updated with wainscot paneling, tile, and a modern vanity. Step out onto your private balcony with peaceful canal views and enjoy the Florida breeze. Waterside South’s resort-style amenities include two pools, tennis courts, pickleball courts, sand volleyball, kayak storage, a fitness center, dog park, and the on-site Yacht Club with a full bar and weekly activities. Relax at the Yacht Club or fishing pier and enjoy Florida wildlife while watching cruise ships and tankers come and go from the Port of Tampa—you may even see dolphins! The property experienced no flooding from Hurricanes Helene or Milton. The community’s special assessments have been approved and passed, giving buyers greater clarity regarding the community’s financial obligations. Ideally located near world-famous Gulf beaches, top hospitals, shopping, dining, and entertainment, with Tampa International Airport approximately 30 minutes away, Waterside South offers a unique opportunity for waterfront Florida living.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
825
Sqft
0.18 ac
Lot size
1979
Year built
One
Levels
$354
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,276 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,276/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs WATERSIDE AT COQUINA KEY SOUTH
$354 vs $383
Days on market
316 vs 57 typical
Where $354/sqft sits among the 26 homes for sale in WATERSIDE AT COQUINA KEY SOUTH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coquina Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Coquina Key — neighborhood snapshot
Population
4,069
Median age
46
Median income
$104,283
Median home value
$329,549
Avg household
2
Households w/ children
309
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
16 of 26
WATERSIDE AT COQUINA KEY SOUTH have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 5116 BEACH DRIVE SE UNIT D
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$328,000
5075 STARFISH DRIVE SE UNIT C · same community
2 bd · 1 ba · 825 sqft · $398/sqft · 197 DOM
Sold · May ’26$230,000
5072 STARFISH DRIVE SE UNIT F · same community
1 bd · 1 ba · 823 sqft · $279/sqft · 80 DOM
Sold · Oct ’25$220,000
4984 BEACH DRIVE SE UNIT B · same community
1 bd · 1 ba · 823 sqft · $267/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5116 BEACH DRIVE SE UNIT D — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5116 BEACH DRIVE SE UNIT D — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5116 BEACH DRIVE SE UNIT D FAQs
What would the monthly payment be for 5116 BEACH DRIVE SE UNIT D?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,276/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5116 BEACH DRIVE SE UNIT D?+
The most recent tax bill on record (2024) was $3,209. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5116 BEACH DRIVE SE UNIT D?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $292,000, this home is listed about 32% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5116 BEACH DRIVE SE UNIT D?+
Lakewood Elementary School (elementary), Lakewood High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Time on market is leverage
316 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $335,000, now $292,000 — a $43K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Patricia Huebner. MLS #TB8432483.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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