5646 PADDOCK TRAIL DRIVE, TAMPA, FL, 33624
Active306 days on marketListed Oct 3, 2025MLS #TB8433986
About this home
5646 PADDOCK TRAIL DRIVE
Back on the market with updated flooring throughout the home and a beautiful palm tree in the backyard! This move-in-ready four-bedroom, two-bath home with a two-car garage is located in the desirable Paddock Trail community of Carrollwood. The well-maintained residence features vaulted ceilings, an open floor plan, and abundant natural light, creating a bright and inviting atmosphere. The primary suite is privately situated on one side of the home and includes an en-suite bath for added comfort. The kitchen offers granite countertops, an oversized sink, an upgraded faucet, and plenty of workspace for cooking and entertaining. On the opposite side, you’ll find three additional bedrooms with laminate flooring—perfect for family, guests, or a home office. Step outside to enjoy low-maintenance living with a wood deck and a screened-in patio, ideal for relaxing or entertaining while embracing Florida’s outdoor lifestyle. Schedule your private showing today and see everything this Carrollwood home has to offer!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,024
Sqft
0.13 ac
Lot size
2
Garage
1997
Year built
One
Levels
$235
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,523 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,523/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.1%
$/sqft vs Tampa actives
$235 vs $305
Days on market
306 vs 41 typical
Where $235/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $433K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
194 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% above the TAMPA 33624 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 5646 PADDOCK TRAIL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$505,000
5637 PADDOCK TRAIL DRIVE · same community
3 bd · 2 ba · 2,066 sqft · $244/sqft · 7 DOM
Sold · Sep ’25$449,000
5650 PADDOCK TRAIL DRIVE · same community
3 bd · 2 ba · 1,553 sqft · $289/sqft · 6 DOM
Sold · Jul ’26$408,000
5606 PADDOCK TRAIL DRIVE · same community
3 bd · 2 ba · 1,549 sqft · $263/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5646 PADDOCK TRAIL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5646 PADDOCK TRAIL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5646 PADDOCK TRAIL DRIVE FAQs
What would the monthly payment be for 5646 PADDOCK TRAIL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,523/mo — principal and interest, the actual property-tax bill, the $38/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5646 PADDOCK TRAIL DRIVE?+
The association fee works out to $38 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5646 PADDOCK TRAIL DRIVE?+
The most recent tax bill on record (2024) was $3,824. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5646 PADDOCK TRAIL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $475,000, this home is listed about 6% above the Tampa median of $449,999. The market section on this page shows how the area is trending.
Which schools are assigned to 5646 PADDOCK TRAIL DRIVE?+
Essrig Elementary School (elementary), Hill Middle School (middle), Gaither High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$475,000 runs 46% above the TAMPA 33624 median — but at 2,024 sqft it's also 28% larger than the typical Tampa listing.
02Time on market is leverage
306 days on market against a Tampa median of 41 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Essrig Elementary School, Hill Middle School, Gaither High School, Patricia Sullivan Metropolitan Ministries Partnership School — Gaither High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $530,000, now $475,000 — a $55K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBYS INTL REALTY · Tina Newby. MLS #TB8433986.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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