8708 THORNWOOD LANE, TAMPA, FL, 33615
Pending312 days on marketListed Oct 8, 2025MLS #TB8434985
About this home
8708 THORNWOOD LANE
Waterfront Living in Bay Crest Park – Boater's Dream with Endless Potential Welcome to 8708 Thornwood Lane, a rare opportunity to own a waterfront gem in the highly desirable Bay Crest Park community. This classic 1963 ranch-style home offers the perfect mix of vintage Florida charm and modern-day potential, ideal for those looking to personalize their dream home. Set on a generous 8,140 sq ft lot, this 3-bedroom, 2-bath home spans 2,073 sq ft of open-concept living space and enjoys direct canal access—complete with a seawall, covered boat lift, and private dock. Take a sunset cruise to Tampa Bay or enjoy a swim in your in-ground gunite pool and spa—all from your backyard oasis. Recent updates include a metal roof (2020), new HVAC, pool pump, and complete re-plumbing, offering peace of mind while you add your finishing touches. Inside, you’ll find timeless travertine-tiled bathrooms, flexible living areas, and endless possibilities to customize and elevate this home. Bay Crest Park offers optional HOA membership with access to a private boat ramp, festive neighborhood events, and holiday boat parades. All of this, just minutes from Tampa International Airport, downtown Tampa, and major highways. Don't miss this chance to own waterfront property in one of Tampa’s most established boating communities—where lifestyle and location meet.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,073
Sqft
0.19 ac
Lot size
1963
Year built
One
Levels
$381
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,179 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,179/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.2%
$/sqft vs Tampa actives
$381 vs $302
Days on market
312 vs 42 typical
Where $381/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bay Crest Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Bay Crest Park — neighborhood snapshot
Population
2,383
Median age
42
Median income
$106,697
Median home value
$427,548
Avg household
3
Households w/ children
329
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
171 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 142% above the TAMPA 33615 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 8708 THORNWOOD LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$530,000
8722 THORNWOOD LANE · same community
4 bd · 2 ba · 1,893 sqft · $280/sqft · 167 DOM
Sold · Sep ’25$414,000
8701 THORNWOOD LANE · same community
4 bd · 2 ba · 1,690 sqft · $245/sqft · 18 DOM
Sold · Sep ’25$560,000
8414 BOULDER PLACE
4 bd · 3 ba · 2,109 sqft · $266/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8708 THORNWOOD LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8708 THORNWOOD LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8708 THORNWOOD LANE FAQs
What would the monthly payment be for 8708 THORNWOOD LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,179/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8708 THORNWOOD LANE?+
The most recent tax bill on record (2024) was $5,521. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8708 THORNWOOD LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $790,000, this home is listed about 76% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 8708 THORNWOOD LANE?+
Bay Crest Elementary School (elementary), Webb Middle School (middle), Alonso High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$790,000 runs 142% above the TAMPA 33615 median — but at 2,073 sqft it's also 30% larger than the typical Tampa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
312 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Bay Crest Elementary School, Webb Middle School, Alonso High School, Patricia Sullivan Metropolitan Ministries Partnership School — Alonso High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $799,900, now $790,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHIRINO REAL ESTATE · Ana Chirino. MLS #TB8434985.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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