1604 N OSCEOLA AVENUE, CLEARWATER, FL, 33755
Active293 days on marketListed Oct 24, 2025MLS #TB8440899
About this home
1604 N OSCEOLA AVENUE
No HOA! No Condo Management! X flood zone! 6 income producing units. Each unit has its own electrical meter and hot water units. One water meter for all. Cute as a Button! Fall in love with investing all over again, own a charming set of Florida style buildings renting out to long term tenants. There are two buildings. The first has two units, one upstairs and the other downstairs, both with 2 bedrooms, a bathroom with tub and shower, an eat in kitchen, large living room (fire place) and downstairs has a converted Florida room too could be a guest bedroom study or office. The back building has 4 units, each 1 bedroom one bathroom. There are 6 car spots, one for each unit.
Facts & features
The home at a glance
0
Bedrooms
3,851
Sqft
0.17 ac
Lot size
1925
Year built
$325
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,103 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,103/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clearwater actives
$325 vs $224
Days on market
293 vs 56 typical
Where $325/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33755 — neighborhood snapshot
Population
28,057
Median age
41.3
Median income
$59,613
Median home value
$300,200
Avg household
2.46
Households w/ children
2,788
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $306K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
231 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 242% above the CLEARWATER 33755 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1604 N OSCEOLA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$1,853,000
1600 SUNSET DRIVE · same community
3 bd · 3.5 ba · 2,381 sqft · $778/sqft · 55 DOM
Sold · Nov ’25$360,000
628 CLEVELAND STREET UNIT 612
1 bd · 2 ba · 1,187 sqft · $303/sqft · 12 DOM
Sold · Jun ’26$358,000
628 CLEVELAND STREET UNIT 1201
1 bd · 2 ba · 1,150 sqft · $311/sqft · 481 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1604 N OSCEOLA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1604 N OSCEOLA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1604 N OSCEOLA AVENUE FAQs
What would the monthly payment be for 1604 N OSCEOLA AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,103/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1604 N OSCEOLA AVENUE?+
The most recent tax bill on record (2024) was $8,750. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clearwater?+
At $1,250,000, this home is listed about 355% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1604 N OSCEOLA AVENUE?+
Skycrest Elementary School (elementary), Clearwater High School (high), Dunedin Highland Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,250,000 runs 242% above the CLEARWATER 33755 median — but at 3,851 sqft it's also nearly 3 times the size of the typical Clearwater listing.
02Time on market is leverage
293 days on market against a Clearwater median of 56 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Skycrest Elementary School, Clearwater High School, Dunedin Highland Middle School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of STATION SQUARE REALTY LLC · Assunta Zaghet. MLS #TB8440899.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Clearwater homes, in your inbox
Like 1604 N OSCEOLA AVENUE but not quite? A daily digest of every new listing in Clearwater — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Cindy to ping you on any price or status change →