2602 W CLEVELAND STREET UNIT 3, TAMPA, FL, 33609
Active293 days on marketListed Oct 31, 2025MLS #TB8443332
About this home
2602 W CLEVELAND STREET UNIT 3
Nearly new South Tampa residence offering a blend of modern luxury and prime location. This three-bedroom, three-and-a-half-bath townhome features an open-concept living and entertaining space with high ceilings and wood accents. The gourmet kitchen boasts a gas cooktop, hood vent, quartz countertops, large island with breakfast bar and a walk-in pantry. Enjoy seamless indoor-outdoor living with a covered balcony off the main living area and large paver patio ideal for grilling and alfresco dining on the first level. The primary bedroom is generous in size and offers tray ceiling and en-suite bath equipped with dual vanity, large glass-enclosed shower, private water closet and a custom walk-in. Additionally, a secondary bedroom with en-suite bath and built-ins is conveniently on the third level, while the first-floor bedroom with private bath and walk-in closet is ideal for guests or a home office. Additional highlights include a two-car rear-entry garage, energy-efficient, hurricane-rated windows and in-wall pest system. All this while being in the heart of South Tampa just minutes from Hyde Park Village, downtown Tampa, top-rated dining, shopping, Tampa International Airport and the Gulf beaches.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
1,977
Sqft
0.03 ac
Lot size
2
Garage
2020
Year built
Three Or More
Levels
$372
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,677 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,677/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.8%
$/sqft vs Tampa actives
$372 vs $301
Days on market
293 vs 43 typical
Where $372/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palma Ceia Pines
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Palma Ceia Pines — neighborhood snapshot
Population
3,655
Median age
39
Median income
$86,315
Median home value
$538,184
Avg household
2
Households w/ children
519
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
233 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% above the TAMPA 33609 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 2602 W CLEVELAND STREET UNIT 3
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$710,000
208 S TAMPANIA AVENUE UNIT 3 · same community
3 bd · 3.5 ba · 1,977 sqft · $359/sqft · 141 DOM
Sold · Aug ’25$745,000
206 S TAMPANIA AVENUE UNIT 4 · same community
3 bd · 3.5 ba · 1,977 sqft · $377/sqft · 84 DOM
Sold · Jan ’26$885,000
2525 W MARYLAND AVENUE UNIT B
3 bd · 2.5 ba · 1,968 sqft · $450/sqft · 140 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 2602 W CLEVELAND STREET UNIT 3 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2602 W CLEVELAND STREET UNIT 3 — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2602 W CLEVELAND STREET UNIT 3 FAQs
What would the monthly payment be for 2602 W CLEVELAND STREET UNIT 3?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,677/mo — principal and interest, the actual property-tax bill, the $542/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2602 W CLEVELAND STREET UNIT 3?+
The association fee works out to $542 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2602 W CLEVELAND STREET UNIT 3?+
The most recent tax bill on record (2024) was $8,800. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2602 W CLEVELAND STREET UNIT 3?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $735,000, this home is listed about 64% above the Tampa median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2602 W CLEVELAND STREET UNIT 3?+
Grady Elementary School (elementary), Plant High School (high), Coleman Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$735,000 runs 60% above the TAMPA 33609 median — but at 1,977 sqft it's also 25% larger than the typical Tampa listing.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $542/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
293 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Grady Elementary School, Plant High School, Coleman Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Grady Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBYS INTL REALTY · Taylor Richey. MLS #TB8443332.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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