
409 BOCA CIEGA POINT BOULEVARD S UNIT 409, ST PETERSBURG, FL, 33708
Active282 days on marketListed Nov 9, 2025MLS #TB8444145
About this home
409 BOCA CIEGA POINT BOULEVARD S UNIT 409
Some of the phots have been Virtually Staged. Luxurious Waterfront Condominium in Gated St. Petersburg Community — Large Private Dock Included! Welcome to your dream coastal retreat! This beautifully remodeled 2-bedroom, 2-bath condominium offers 1,400 square feet of thoughtfully designed living space in one of St. Petersburg’s most desirable gated waterfront communities. Every detail has been carefully updated to combine modern comfort with relaxed Florida style. New Rheem Hot water heater, all new hurricane enforced sliders As you approach the property, you’ll be greeted by a welcoming court area at the entrance, providing an inviting and private transition into your home. Step inside to an open-concept layout filled with natural light and expansive water views from the living room, dining area, and primary bedroom and there's 2 Walk-in closets. The spacious living and dining areas flow seamlessly into a completely renovated kitchen featuring brand-new stainless appliances, elegant granite countertops, custom cabinetry, and ample storage — a perfect space for cooking, entertaining, or simply enjoying your morning coffee. Both bathrooms have been tastefully upgraded with contemporary finishes, stylish tile work, and premium fixtures. The generous primary suite offers a tranquil retreat with beautiful waterfront views, a large closet, and a newly updated en-suite bath. The guest bedroom and second full bath provide comfort and privacy for family or visitors. Outdoor living is just as impressive. Enjoy breathtaking sunsets and serene waterfront scenes from your private dock, ideal for boating, fishing, or simply relaxing by the water. The attached garage provides secure parking and includes convenient laundry facilities, making daily living effortless. This gated community offers an array of resort-style amenities, including a clubhouse, heated pool, fitness center, sauna, pickleball and tennis courts, shuffleboard, and on-site management for peace of mind. The beautifully maintained grounds and friendly atmosphere make this a truly special place to call home. Maintenance fees include common area taxes, community pool, insurance, sewer, trash, and water — giving you more time to enjoy the things that matter most. Ideally located just minutes from the award-winning beaches of St. Petersburg, vibrant downtown dining, shops, and cultural attractions, this home offers the perfect balance of luxury, convenience, and coastal charm. Whether you’re seeking a full-time residence or a seasonal getaway, this move-in ready condo delivers the best of Florida living. A must see!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,400
Sqft
1 ac
Lot size
1
Garage
1971
Year built
One
Levels
$314
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,358 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,358/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−32.6%
$/sqft vs St Petersburg actives
$314 vs $344
Days on market
282 vs 58 typical
Where $314/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
233 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the ST PETERSBURG 33708 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 409 BOCA CIEGA POINT BOULEVARD S UNIT 409
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$494,900
14181 E PARSLEY DRIVE
2 bd · 2 ba · 1,400 sqft · $354/sqft · 106 DOM
Sold · Dec ’25$800,000
234 145TH AVENUE E
2 bd · 2 ba · 1,375 sqft · $582/sqft · 18 DOM
Sold · Nov ’25$470,000
325 E MADEIRA AVENUE
3 bd · 2 ba · 1,374 sqft · $342/sqft · 66 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 409 BOCA CIEGA POINT BOULEVARD S UNIT 409 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 409 BOCA CIEGA POINT BOULEVARD S UNIT 409 — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
409 BOCA CIEGA POINT BOULEVARD S UNIT 409 FAQs
What would the monthly payment be for 409 BOCA CIEGA POINT BOULEVARD S UNIT 409?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,358/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 409 BOCA CIEGA POINT BOULEVARD S UNIT 409?+
The most recent tax bill on record (2024) was $4,962. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $440,000, this home is listed about 1% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 409 BOCA CIEGA POINT BOULEVARD S UNIT 409?+
Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ST PETERSBURG 33708 market on paper
$440,000 is 7% below the ST PETERSBURG 33708 median of $475,000, and at $314/sqft it sits under the St Petersburg average of $380.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
282 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $545,000, now $440,000 — a $105K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREFERRED · Melissa Yardy. MLS #TB8444145.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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