432 WILDLIFE TRAIL, LAKELAND, FL, 33809
Active279 days on marketListed Nov 5, 2025MLS #TB8445040
About this home
432 WILDLIFE TRAIL
6.02 Acres with Partially Built Home and Active Permits. Discover the opportunity to own a beautiful land in Polk County with an active home construction project already underway. The property includes approved permits and the foundation for a 2 bedrooms/2bathroom custom home that’s ready for completion. Whether you’re looking to complete a custom residence or invest in a growing area, this land provides the perfect canvas for your future. Enjoy the peace and privacy of country living while staying close to city conveniences. The flexibility to finish the build to your specifications and create your dream residence surrounded by peaceful country living. Conveniently located near major highways, local shops, and schools — this property offers both investment potential and a head start toward your new home. This lot has septic, well and electric available. Horses are permitted. Previous owner had a manufactured home which was removed. Make your private showing appointment today.
Facts & features
The home at a glance
6.02 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,013 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,013/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Country Woods
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Country Woods — neighborhood snapshot
Population
1,070
Median age
46
Median income
$58,333
Median home value
$188,000
Avg household
3
Households w/ children
131
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the LAKELAND 33809 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 432 WILDLIFE TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$244,369
10850 Country haven DR, Other City - In The State Of Florida FL 33809
3 bd · 2 ba · 88 DOM
Sold · Jun ’26$192,000
10884 COUNTRY HAVEN DRIVE
2 bd · 2 ba · 840 sqft · $229/sqft · 81 DOM
Sold · Feb ’26$241,000
10636 PATHFINDER TRAIL
3 bd · 2 ba · 924 sqft · $261/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 432 WILDLIFE TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 432 WILDLIFE TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
432 WILDLIFE TRAIL FAQs
What would the monthly payment be for 432 WILDLIFE TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,013/mo — principal and interest, the actual property-tax bill, the $19/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 432 WILDLIFE TRAIL?+
The association fee works out to $19 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 432 WILDLIFE TRAIL?+
The most recent tax bill on record (2024) was $1,124. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 432 WILDLIFE TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $275,000, this home is listed about 18% below the Lakeland median of $337,300. The market section on this page shows how the area is trending.
Which schools are assigned to 432 WILDLIFE TRAIL?+
Socrum Elementary School (elementary), Lake Gibson Senior High School (high), Lake Gibson Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKELAND 33809 market on paper
$275,000 is 15% below the LAKELAND 33809 median of $325,000.
02Time on market is leverage
279 days on market against a Lakeland median of 45 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $300,000, now $275,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Ana Tapia, P.A.. MLS #TB8445040.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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