CENTURY 21 Edge
$925,0003 bd3.5 ba2,397 sqft$386 /sqft$6,166 /mo all-in ↓

450 GILMAN PLACE N, ST PETERSBURG, FL, 33716

Active269 days on marketListed Nov 20, 2025MLS #TB8448279

New constructionTownhouseBACK BAY AT CARILLON

About this home

450 GILMAN PLACE N

Welcome to 450 Gilman Pl N, St. Petersburg, FL 33716 — a stunning, thoughtfully designed two-story residence built by Avista Homes that seamlessly blends modern elegance with everyday functionality. This exceptional home features 3 generously sized bedrooms, each with its own private en-suite bathroom and dedicated closet, offering the perfect balance of comfort and privacy for family and guests alike. From the moment you step inside, you’re greeted by oak engineered hardwood floors that run throughout the home, adding warmth and sophistication, while beautifully tiled bathrooms elevate the overall design. The main level boasts a spacious open-concept layout, where the living room flows effortlessly into the dining area and gourmet kitchen — a true showpiece with quartz countertops, a large center island ideal for entertaining, high-end cabinetry, a walk-in pantry, and recessed lighting that brings a subtle modern glow. Upstairs, the thoughtful layout continues to impress with a full-size laundry room and an oversized primary suite featuring a spa-like bathroom with dual vanities, a luxurious soaking tub, a large walk-in shower, and elegant tile work throughout. The suite also includes a massive walk-in closet and a tranquil, well-proportioned bedroom space. Designed for indoor-outdoor living, the home offers three covered outdoor spaces, including a spacious rear covered deck perfect for al fresco dining, morning coffee, or hosting gatherings. Additional amenities include a convenient main-level powder room, a welcoming foyer, a large two-car garage, and a two-car driveway for extra parking. Located just steps from the private community clubhouse, pool, and fitness center, this home also offers exceptional access to the best of Carillon. Enjoy miles of scenic trails, the Carillon Park lakeside boardwalk, peaceful ponds, and walkable access to convenience and dining. The community sits within a thriving business corridor featuring Publix at Carillon Town Center, Courtside Grille, Slice of the Burg, and additional retail and services. Its central location provides easy access to I-275, offering seamless connectivity to downtown St. Petersburg, Tampa, both airports, local parks, and the beautiful Gulf Coast beaches. With its premium finishes, thoughtful layout, and unbeatable location, 450 Gilman Pl N presents a rare opportunity to own a home that perfectly balances luxury, comfort, and true liveability.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,397

Sqft

2

Garage

2025

Year built

Two

Levels

$386

Per sqft

Pets allowed

Inside

FlooringTile · Hardwood
AppliancesCooktop · Dishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Upper Level · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesNortheast
ParkingCovered · Driveway · Garage Door Opener · On Street
ExteriorBalcony · French Doors · Lighting · Sidewalk

Community & fees

HOA fee$565/mo
Taxes (2025)$1,235/yr
PetsYes
CommunityFitness Center · Irrigation-Reclaimed Water · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,166 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,991
PMI (est., until 20% equity)$347
Property tax — 2025 actual bill$103
HOA fee — from the listing$565
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $92,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $92,500
Interest rate6.00%
Loan term

Estimated payment

$6,166/mo

Principal & interest$4,991
PMI (est., until 20% equity)$347
Property taxes (actual bill)$103
HOA / condo fee$565
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $925K
$859KedgeAI estimate $916,287 · range $895K$925K$962K

vs edgeAI estimate

+1%

$/sqft vs St Petersburg actives

$386 vs $343

Days on market

269 vs 57 typical

Where $386/sqft sits among the 400 St Petersburg actives

138
133 · this home
59
28
11
31
$137–273$273–410$410–546$546–683$683–819$819+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 450 GILMAN PLACE N

Drive times from this address

Tampa Int’l Airport (TPA)18 min
Downtown Tampa19 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33716 — neighborhood snapshot

Population

18,995

Median age

33.7

Median income

$73,576

Median home value

$163,500

Avg household

1.82

Households w/ children

1,432

For the school run

Pinellas County School District

ElementaryPinellas Central Elementary School★★★★★
HighPinellas Park High School★★★★
MiddleFitzGerald Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

228 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 517% above the ST PETERSBURG 33716 median. See the full St Petersburg market guide →

Paper trail

This home's history

Nov 20, 2025Listed at $925,000 · 269 days on market since
2025Built · BACK BAY AT CARILLON

Reality check

What actually sold near 450 GILMAN PLACE N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

470 GILMAN PLACE NSold · Apr ’26

$925,000

470 GILMAN PLACE N · same community

3 bd · 3.5 ba · 2,397 sqft · $386/sqft · 0 DOM

420 GILMAN PLACE NSold · Apr ’26

$925,000

420 GILMAN PLACE N · same community

3 bd · 3.5 ba · 2,397 sqft · $386/sqft · 0 DOM

195 NEWBURY PLACE NSold · Jan ’26

$692,000

195 NEWBURY PLACE N · same community

4 bd · 3.5 ba · 2,970 sqft · $233/sqft · 85 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 450 GILMAN PLACE N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 450 GILMAN PLACE N — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

450 GILMAN PLACE N FAQs

What would the monthly payment be for 450 GILMAN PLACE N?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,166/mo — principal and interest, the actual property-tax bill, the $565/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 450 GILMAN PLACE N?+

The association fee works out to $565 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 450 GILMAN PLACE N?+

The most recent tax bill on record (2025) was $1,235. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 450 GILMAN PLACE N?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $925,000, this home is listed about 113% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 450 GILMAN PLACE N?+

Pinellas Central Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$925,000 runs 517% above the ST PETERSBURG 33716 median — but at 2,397 sqft it's also nearly twice the size of the typical St Petersburg listing.

02Know the monthly fee

The association fee is $565/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Time on market is leverage

269 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Jacki Fabrizio. MLS #TB8448279.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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