1018 55TH AVENUE N, ST PETERSBURG, FL, 33703
Active274 days on marketListed Nov 14, 2025MLS #TB8448518
About this home
1018 55TH AVENUE N
Price has been reduced. PEACE OF MIND NEVER GOES OUT OF STYLE! **HIGH & DRY. NO FLOOD INSURANCE REQUIRED. ALL FURNISHINGS AVAILABLE WITH AN ACCEPTABLE OFFER.** The best investment isn't always the newest renovation- it's the one that allows you to embrace the Florida lifestyle with greater confidence, knowing this home remained **HIGH & DRY** when it mattered most and that **NO FLOOD INSURANCE IS REQUIRED.** Unlike many recently renovated homes that entered today's market after being restored from flooding, this home tells a different story. Many of the home's major mechanical improvements have already been completed, including a 2017 roof, 2019 Goodman HVAC system, and 2019 water heater, allowing you to move in with confidence today while personalizing a few cosmetic finishes over time to reflect your own style instead of paying a premium for someone else's design choices. After all, cosmetic updates can always be made, but buying a home that stayed high and dry and doesn't require flood insurance is a value that lasts long after the cosmetic projects are complete. Whether you're searching for your primary residence, a winter getaway, or a low-maintenance Florida retreat, this beautifully maintained 3-bedroom, 1.5-bath home offers the flexibility to fit your lifestyle. **ALL FURNISHINGS ARE AVAILABLE WITH AN ACCEPTABLE OFFER**, making this an exceptional opportunity for seasonal residents, second-home buyers, or anyone looking to begin enjoying the Florida lifestyle from day one- just bring your suitcase! Inside, you'll find an inviting open-concept layout featuring durable laminate flooring, granite countertops, white shaker cabinetry, stainless steel appliances, a stylish 3D subway tile backsplash, a dry bar, and an indoor laundry room with the washer and dryer included. The bright, functional floor plan is perfect for everyday living, entertaining, or simply relaxing after a day at the beach. Step outside and discover your own private backyard retreat. The spacious deck with string lighting, outdoor television, privacy screens, tropical outdoor shower, cozy fire pit, and low-maintenance landscaping create the perfect setting for entertaining friends, watching the big game, or enjoying a quiet evening under the stars. Two storage sheds provide plenty of room for bicycles, beach gear, lawn equipment, or hobbies, while the two-car carport adds everyday convenience. Perfectly located just minutes from South Tampa, vibrant Downtown St. Petersburg, the St. Pete Pier, waterfront parks, award-winning Gulf beaches, shopping, dining, Fossil Park, and the popular 4th Street corridor, you'll enjoy easy access to everything that makes St. Petersburg one of Florida's most desirable places to call home. This isn't simply a beautifully updated house- it's an opportunity to own a home that offers something increasingly valuable in today's market: confidence, resilience, and the freedom to enjoy the Florida lifestyle with greater peace of mind.
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,000
Sqft
0.13 ac
Lot size
1970
Year built
One
Levels
$400
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,143 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,143/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.7%
$/sqft vs St Petersburg actives
$400 vs $340
Days on market
274 vs 57 typical
Where $400/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33703 — neighborhood snapshot
Population
25,948
Median age
43.4
Median income
$96,795
Median home value
$395,200
Avg household
2.32
Households w/ children
2,665
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
228 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1018 55TH AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$300,000
1153 55TH AVENUE N · same community
3 bd · 1 ba · 1,010 sqft · $297/sqft · 50 DOM
Sold · Feb ’26$350,000
1029 57TH AVENUE N · same community
3 bd · 2 ba · 904 sqft · $387/sqft · 5 DOM
Sold · Aug ’25$698,000
1052 55TH AVENUE N · same community
4 bd · 2.5 ba · 1,733 sqft · $403/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1018 55TH AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1018 55TH AVENUE N — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1018 55TH AVENUE N FAQs
What would the monthly payment be for 1018 55TH AVENUE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,143/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1018 55TH AVENUE N?+
The most recent tax bill on record (2025) was $5,422. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1018 55TH AVENUE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $399,900, this home is listed about 7% below the St Petersburg median of $431,250. The market section on this page shows how the area is trending.
Which schools are assigned to 1018 55TH AVENUE N?+
Northeast High School (high), John M. Sexton Elementary School (elementary), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETERSBURG 33703 market on paper
$399,900 is 5% below the ST PETERSBURG 33703 median of $419,950.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
274 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $435,000, now $399,900 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Eric Wilson, PA. MLS #TB8448518.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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