
918 W SMITH STREET, ORLANDO, FL, 32804
Active204 days on marketListed Jan 16, 2026MLS #TB8449326
About this home
918 W SMITH STREET
THIS HOME QUALIFIES FOR DOWN PAYMENT ASSISTANCE & FIRST TIME HOME BUYERS PROGRAMS!!! ENJOY a total of 1,944+sq ft including a private GUEST HOUSE! This MOVE-IN READY and professionally staged (all furnishings are negotiable) College Park ranch home has a split floor plan, perfectly nestled in one of the areas most sought after neighborhoods and close to everything including Advent Health 1.6 mi., Orlando Health/Orlando Regional Medical Center 4.9 mi., Lake Eola Park 3.4 mi., I-4 and the attractions! Downtown College Park holds 4 Festivals every year and this home is only 12 houses away with in walking distance to Restaurants, Publix, Starbucks, Bars and Boutiques! The owner obtained a Pre-Listing Inspection and upgraded all items on the list! Upgrades include a NEW ROOF, NEW INTERIOR AND EXTERIOR PAINT, NEW SHOWER, NEW DECK, NEW AC UNIT IN THE COTTAGE, NEW KITCHEN FLOORING, REFURBISHED HARDWOOD FLOORS, NEW CEILING FANS AND LIGHT FIXTURES, NEW DOUBLE GATE FOR EASY ACCESS TO THE BACKYARD, NEW LANDSCAPING and much more! This charming home blends warmth, character, and modern convenience with stunning custom details throughout—crown molding, built-in shelving, wide baseboards, and rich hardwood trim that elevates every room. Natural hardwood floors and abundant sunshine create an inviting atmosphere from the moment you walk in. The kitchen is a true standout, designed for both everyday cooking and effortless entertaining. Enjoy stainless steel appliances, granite countertops, a breakfast bar, wet bar, wine cooler, and an impressive amount of custom cabinetry. Large windows and French doors bring in gorgeous natural light and overlook the spacious, privacy-fenced backyard. Step outside to a huge patio and deck—perfect for relaxing, hosting, and enjoying Florida evenings under the moon and stars. Two oversized bedrooms are thoughtfully positioned on opposite sides of the home, each with bathrooms just a step away, creating an ideal setup for dual primary suites. The third bedroom offers great flexibility as a home office, gym, guest room, playroom or other creative space! A MAJOR HIGHLIGHT IS THE 400+ SQ FT GUEST COTTAGE completely separate from the main home with its own private entrances, and covered deck! This studio-style space includes a full bath, efficiency kitchenette with a granite countertop and custom cabinetry, full-size refrigerator, microwave, toaster oven, crockpot, hot plate, toaster, coffee pot and other small appliances which all convey with purchase! There is 14" ceramic tile throughout with a pass-through window that opens to the covered patio, looking out to the lush tropical backyard—perfect for entertaining or quiet retreats. With all its charm, thoughtful updates, and versatile layout, this home offers incredible income potential—whether for guests, long-term rental, or extended family. This College Park gem truly checks all the boxes and is a must-see! Schedule your showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,944
Sqft
0.22 ac
Lot size
1
Garage
1944
Year built
Multi/Split
Levels
$282
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,291 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,291/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.9%
$/sqft vs Orlando actives
$282 vs $251
Days on market
204 vs 42 typical
Where $282/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside College Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
College Park — neighborhood snapshot
Population
13,067
Median age
40
Median income
$138,730
Median home value
$568,949
Avg household
2
Households w/ children
1,278
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
178 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the ORLANDO 32804 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 918 W SMITH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$800,000
1231 NORWOOD PLACE
3 bd · 3 ba · 1,963 sqft · $408/sqft · 57 DOM
Sold · Oct ’25$494,900
714 SPRINGDALE ROAD
4 bd · 2 ba · 2,028 sqft · $244/sqft · 89 DOM
Sold · May ’26$1,050,000
1226 GOLDEN LANE
3 bd · 3 ba · 2,053 sqft · $511/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 918 W SMITH STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 918 W SMITH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
918 W SMITH STREET FAQs
What would the monthly payment be for 918 W SMITH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,291/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 918 W SMITH STREET?+
The most recent tax bill on record (2025) was $7,876. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 918 W SMITH STREET?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $549,000, this home is listed about 39% above the Orlando median of $394,500. The market section on this page shows how the area is trending.
Which schools are assigned to 918 W SMITH STREET?+
Lake Silver Elementary (elementary), Edgewater High (high), College Park Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Caryn Kelley. MLS #TB8449326.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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