12766 SEMINOLE BOULEVARD UNIT 10, LARGO, FL, 33778
Active260 days on marketListed Nov 20, 2025MLS #TB8450033
About this home
12766 SEMINOLE BOULEVARD UNIT 10
Welcome to this clean, well-maintained 2-bedroom, 1 and half-bath home offering exceptional value and comfort in a peaceful 55+ community. This property features a cozy covered front porch—perfect for morning coffee or evening relaxation—and a convenient carport with private driveway parking. Inside, you’ll find a bright and functional kitchen with ample cabinet space, vintage charm, and plenty of natural light. The home offers a comfortable layout, including a spacious bedroom, an additional bonus room, and a large utility/laundry area with extra storage. Recent improvements include updated flooring, fresh interior paint, efficient cooling options, and thoughtful finishes throughout. The home feels open, airy, and move-in ready. Outside, enjoy a tidy low-maintenance lot with a sitting area and mature landscaping. Awning-covered windows provide shade and energy savings. Maintenance fees are just $143.00 per month, residents benefit from included water, sewer, garbage, and lawn care services. This property is suitable for full-time or seasonal residency and is conveniently located near shopping, dining, medical services, and major roadways.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
740
Sqft
0 ac
Lot size
1963
Year built
One
Levels
$78
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$687 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$687/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−41.4%
$/sqft vs Largo actives
$78 vs $240
Days on market
260 vs 50 typical
Where $78/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33778 — neighborhood snapshot
Population
16,054
Median age
50.9
Median income
$63,633
Median home value
$267,800
Avg household
2.41
Households w/ children
1,345
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $326K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
209 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% below the LARGO 33778 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 12766 SEMINOLE BOULEVARD UNIT 10
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$68,000
12766 SEMINOLE BOULEVARD UNIT 38 · same community
2 bd · 1 ba · 768 sqft · $89/sqft · 379 DOM
Sold · Dec ’25$43,000
12766 SEMINOLE BOULEVARD UNIT 53 · same community
1 bd · 1 ba · 580 sqft · $74/sqft · 117 DOM
Sold · Feb ’26$68,000
12766 SEMINOLE BOULEVARD UNIT 19 · same community
2 bd · 1.5 ba · 550 sqft · $124/sqft · 65 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12766 SEMINOLE BOULEVARD UNIT 10 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12766 SEMINOLE BOULEVARD UNIT 10 — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12766 SEMINOLE BOULEVARD UNIT 10 FAQs
What would the monthly payment be for 12766 SEMINOLE BOULEVARD UNIT 10?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $687/mo — principal and interest, the actual property-tax bill, the $143/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12766 SEMINOLE BOULEVARD UNIT 10?+
The association fee works out to $143 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12766 SEMINOLE BOULEVARD UNIT 10?+
The most recent tax bill on record (2024) was $209. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12766 SEMINOLE BOULEVARD UNIT 10?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $57,900, this home is listed about 81% below the Largo median of $299,950. The market section on this page shows how the area is trending.
Which schools are assigned to 12766 SEMINOLE BOULEVARD UNIT 10?+
Fuguitt Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the LARGO 33778 market on paper
$57,900 is 67% below the LARGO 33778 median of $174,900, and at $78/sqft it sits under the Largo average of $253.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
260 days on market against a Largo median of 50 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Fuguitt Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $75,000, now $57,900 — a $17K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Kyle Collins. MLS #TB8450033.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Largo homes, in your inbox
Like 12766 SEMINOLE BOULEVARD UNIT 10 but not quite? A daily digest of every new listing in Largo — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Bridget to ping you on any price or status change →