CENTURY 21 Edge
$249,900$279,9003 bd2 ba1,687 sqft$148 /sqft$2,074 /mo all-in ↓

15215 SW 39TH CIRCLE, OCALA, FL, 34473

Active252 days on marketListed Nov 24, 2025MLS #TB8451103

Reduced $30KFully furnishedSingle Family ResidenceMARION OAKS UN 02

About this home

15215 SW 39TH CIRCLE

Charming, Well-Maintained Ocala Home on a Large Lot, Open Concept Living Near Trails, Springs & Downtown Welcome to this beautifully maintained 3-bedroom, 2-bathroom single-family home, ideally situated on a large lot in one of Ocala’s most nature-rich and sought-after neighborhoods. Just minutes from the Cross Florida Greenway, scenic parks, and historic Downtown Ocala, this home offers the perfect blend of comfort, space, and lifestyle. Step inside to a bright, open-concept floor plan with high ceilings, creating a spacious and airy feel throughout the main living areas. The modern kitchen features stainless-steel appliances, granite countertops, and ample cabinet space, perfect for everyday cooking or entertaining friends and family. Each bedroom is filled with natural light, while both bathrooms are well-appointed and meticulously maintained. The expansive lot provides plenty of room for gardening, outdoor living, or future enhancements. Enjoy peaceful surroundings and easy access to Ocala’s top attractions, including the Santos Trailhead, World Equestrian Center, Silver Glen Springs, and the boutique shops and restaurants of Downtown Ocala. Whether you’re an outdoor enthusiast, a growing family, or simply seeking a serene place to call home, this property delivers comfort, convenience, and exceptional value. Don’t miss the chance to own this spacious, well-cared-for Ocala home. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,687

Sqft

0.4 ac

Lot size

2

Garage

1987

Year built

One

Levels

$148

Per sqft

FurnishedPets allowed

Inside

FlooringCarpet · Ceramic Tile · Vinyl
AppliancesRange · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Split Bedroom · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSouth
ExteriorLighting · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$3,987/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,074 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,471
FHA mortgage insurance (est.)$111
Property tax — 2025 actual bill$332
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,747Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,747
Interest rate6.00%
Loan term

Estimated payment

$2,074/mo

Principal & interest$1,471
FHA mortgage insurance (est.)$111
Property taxes (actual bill)$332
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $250K
$231KedgeAI estimate $244,911 · range $240K$260K$271K

vs edgeAI estimate

+2%

$/sqft vs MARION OAKS UN 02

$148 vs $180

Days on market

252 vs 48 typical

Where $148/sqft sits among the 8 homes for sale in MARION OAKS UN 02

2 · this home
2
1
1
1
1
$142–158$158–174$174–189$189–205$205–221$221+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 15215 SW 39TH CIRCLE

Drive times from this address

Downtown Orlando73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ocala. See the full Ocala guide →

OCALA 34473 — neighborhood snapshot

Population

25,030

Median age

39.4

Median income

$70,559

Median home value

$242,400

Avg household

2.98

Households w/ children

3,117

For the school run

Marion County School District

MiddleHorizon Academy At Marion Oaks★★★★
ElementarySunrise Elementary School★★★★
HighDunnellon High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

5 of 8

MARION OAKS UN 02 have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $249,900 $30K
Nov 24, 2025Listed at $279,900 · 252 days on market since
1987Built · MARION OAKS UN 02

Reality check

What actually sold near 15215 SW 39TH CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15317 SW 65TH TERRACE ROADSold · Aug ’25

$255,000

15317 SW 65TH TERRACE ROAD · same community

3 bd · 2 ba · 1,660 sqft · $154/sqft · 84 DOM

14954 SW 38TH CIRCLESold · Jul ’26

$279,900

14954 SW 38TH CIRCLE · same community

4 bd · 2 ba · 1,630 sqft · $172/sqft · 661 DOM

14402 SW 34TH TERRACE ROADSold · Aug ’25

$212,000

14402 SW 34TH TERRACE ROAD · same community

3 bd · 2.5 ba · 1,792 sqft · $118/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri Petrelli

Your agent

Gianfranco Di Flumeri Petrelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 15215 SW 39TH CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15215 SW 39TH CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

15215 SW 39TH CIRCLE FAQs

What would the monthly payment be for 15215 SW 39TH CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,074/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 15215 SW 39TH CIRCLE?+

The most recent tax bill on record (2025) was $3,987. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 15215 SW 39TH CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $249,900, this home is listed about 16% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 15215 SW 39TH CIRCLE?+

Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

02Time on market is leverage

252 days on market against a Ocala median of 48 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $279,900, now $249,900 — a $30K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY, LLC · Freddy Escobar. MLS #TB8451103.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Ocala homes, in your inbox

Like 15215 SW 39TH CIRCLE but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Gianfranco to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 3, 2026 at 11:55 PM UTC. The listing information on this page last changed on August 3, 2026 at 11:55 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 3, 2026 at 11:55 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 3, 2026 at 11:55 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

15215 SW 39TH CIRCLE, OCALA, FL — 3 Bed, 2 Bath — $249,900 | CENTURY 21 Edge