CENTURY 21 Edge
$2,800,000$2,990,0002 bd2.5 ba1,868 sqft$1,499 /sqft$19,565 /mo all-in ↓

1000 WATER STREET UNIT 1103, TAMPA, FL, 33602

Active258 days on marketListed Dec 1, 2025MLS #TB8451475

Reduced $190KCondominiumWATER STREET CONDOMINIUM

About this home

1000 WATER STREET UNIT 1103

The Residences at The Tampa EDITION proudly present a five-star lifestyle unlike any other in Tampa. Complemented by the impressive amenities and luxurious services of Tampa's first and only five-star hotel, The EDITION'S premier "A" plan residences feature large, airy living rooms and expansive wraparound terraces that encourage outdoor living and entertaining. The unit comes fully furnished with designer and custom furniture. A total of 38 private residences sit atop the 5 star hotel. You are in the heart of Tampa when living at the Edition Residence. The Edition is the center of the $3 billion redevelopment of Tampa's Downtown known as Water Street. There are a total of 4 Phases. Phase 1 has been completed and Phase 2 is under construction.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,868

Sqft

0.01 ac

Lot size

2

Garage

2022

Year built

One

Levels

$1,499

Per sqft

NegotiablePets allowed

Inside

FlooringTile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Refrigerator
InteriorEating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofMetal · Other
ConstructionConcrete
FoundationOther
FacesEast
ParkingValet
ExteriorBalcony

Community & fees

Taxes (2024)$38,961/yr
PetsYes
CommunityFitness Center · Pool · Restaurant

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$19,565 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$15,109
PMI (est., until 20% equity)$1,050
Property tax — 2024 actual bill$3,247
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $280,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $280,000
Interest rate6.00%
Loan term

Estimated payment

$19,565/mo

Principal & interest$15,109
PMI (est., until 20% equity)$1,050
Property taxes (actual bill)$3,247
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.8M
$913KedgeAI estimate $1,525,030 · range $951K$1.8M$2.9M

vs edgeAI estimate

+83.6%

$/sqft vs Tampa actives

$1,499 vs $301

Days on market

258 vs 42 typical

Where $1,499/sqft sits among the 400 Tampa actives

273
71
24
9
6
17 · this home
$154–379$379–603$603–827$827–1051$1051–1275$1275+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Downtown Tampa

Map of 1000 WATER STREET UNIT 1103 inside its neighborhood boundary

Drive times from this address

Downtown Tampa2 min
Tampa Int’l Airport (TPA)16 min
Walt Disney World69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Downtown Tampa — neighborhood snapshot

Population

1,365

Median age

32

Median income

$82,396

Median home value

$250,926

Avg household

2

Households w/ children

50%

For the school run

Hillsborough County School District

HighBlake High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★
MiddleMadison Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$439K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

229 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 377% above the TAMPA 33602 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,800,000 $190K
Dec 1, 2025Listed at $2,990,000 · 258 days on market since
2022Built · WATER STREET CONDOMINIUM

Reality check

What actually sold near 1000 WATER STREET UNIT 1103

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

114 W TARGA COURTSold · Jun ’26

$740,000

114 W TARGA COURT

3 bd · 2.5 ba · 1,866 sqft · $397/sqft · 78 DOM

902 VILLA VENICIA WAYSold · Jan ’26

$800,000

902 VILLA VENICIA WAY

2 bd · 3.5 ba · 1,865 sqft · $429/sqft · 15 DOM

1119 SHIPWATCH CIRCLESold · Apr ’26

$780,000

1119 SHIPWATCH CIRCLE

3 bd · 2.5 ba · 1,845 sqft · $423/sqft · 136 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Solance Kallendorf

Your agent

Solance Kallendorf

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1000 WATER STREET UNIT 1103 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1000 WATER STREET UNIT 1103 — before you fall in love.

See it in person

Schedule a tour

Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1000 WATER STREET UNIT 1103 FAQs

What would the monthly payment be for 1000 WATER STREET UNIT 1103?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $19,565/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1000 WATER STREET UNIT 1103?+

The most recent tax bill on record (2024) was $38,961. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1000 WATER STREET UNIT 1103?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $2,800,000, this home is listed about 522% above the Tampa median of $449,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1000 WATER STREET UNIT 1103?+

Blake High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,800,000 runs 377% above the TAMPA 33602 median — but at 1,868 sqft it's also 17% larger than the typical Tampa listing.

02Time on market is leverage

258 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $2,990,000, now $2,800,000 — a $190K cut. The full history is in the market section below.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Bianca Lopez. MLS #TB8451475.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1000 WATER STREET UNIT 1103, TAMPA, FL — 2 Bed, 2.5 Bath — $2,800,000 | CENTURY 21 Edge