1009 ROYAL PASS ROAD, TAMPA, FL, 33602
Active248 days on marketListed Dec 4, 2025MLS #TB8453517
About this home
1009 ROYAL PASS ROAD
Discover the rare chance to own a luxury waterfront home within Harbour Island’s exclusive 24/7 guard-gated enclave. This fully transformed residence blends refined design with true resort-style living. Wide-plank hardwoods, polished marble, Restoration Hardware fixtures, artisan finishes, and a custom Sub-Zero bar elevate the interior ambiance. The Quartzolite kitchen with gas cooking and premium built-ins enhances both daily living and entertaining. The home features a fully controlled smart-home system, allowing effortless management of lighting, climate, entertainment, and pool functions throughout the property. The primary suite lives like a private spa, offering heated marble floors, a ThermaSol steam shower, and an MTI hydrotherapy tub. Updated mechanical systems include dual A/C units installed in 2018, tankless water systems, an elevator, and a generator-ready electrical panel providing comfort, efficiency, and peace of mind. A new roof completed in 2024 further strengthens the home’s long-term integrity. The outdoor living experience rivals a luxury resort: a vibrant pool and spa, resurfaced deck, updated lighting, surround sound, app-controlled systems, and deep-water canal frontage perfect for enjoying Tampa’s spectacular sunset views. Waterfront amenities include a 16,000-lb boat lift, mounted water-illuminating lighting, an artificial reef, and a refreshed dock. A rare combination of elegance, privacy, security, modern technology, and sunset-facing waterfront living, just moments from Tampa’s top dining and entertainment destinations.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
3,038
Sqft
0.07 ac
Lot size
2
Garage
1999
Year built
Two
Levels
$1,282
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$24,503 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$24,503/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$1,282 vs $301
Days on market
248 vs 42 typical
Where $1,282/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33602 — neighborhood snapshot
Population
19,694
Median age
35.2
Median income
$88,569
Median home value
$560,400
Avg household
1.78
Households w/ children
1,289
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $434K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
206 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 533% above the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 1009 ROYAL PASS ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$3,295,000
1039 ROYAL PASS ROAD · same community
4 bd · 3 ba · 3,248 sqft · $1,014/sqft · 0 DOM
Sold · Jul ’26$3,303,000
1029 ROYAL PASS ROAD · same community
5 bd · 6.5 ba · 6,956 sqft · $475/sqft · 158 DOM
Sold · Apr ’26$672,435
631 HUDSON AVENUE
4 bd · 2.5 ba · 3,132 sqft · $215/sqft · 108 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1009 ROYAL PASS ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1009 ROYAL PASS ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1009 ROYAL PASS ROAD FAQs
What would the monthly payment be for 1009 ROYAL PASS ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $24,503/mo — principal and interest, the actual property-tax bill, the $275/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1009 ROYAL PASS ROAD?+
The association fee works out to $275 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1009 ROYAL PASS ROAD?+
The most recent tax bill on record (2024) was $19,086. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1009 ROYAL PASS ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $3,895,000, this home is listed about 766% above the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1009 ROYAL PASS ROAD?+
Gorrie Elementary School (elementary), Wilson Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Plant High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$3,895,000 runs 533% above the TAMPA 33602 median — but at 3,038 sqft it's also nearly twice the size of the typical Tampa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
248 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Gorrie Elementary School, Wilson Middle School, Patricia Sullivan Metropolitan Ministries Partnership School, Plant High School — Gorrie Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $4,100,000, now $3,895,000 — a $205K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EPIC REALTY GROUP INTERNATIONAL · Dylan Carissimo. MLS #TB8453517.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tampa homes, in your inbox
Like 1009 ROYAL PASS ROAD but not quite? A daily digest of every new listing in Tampa — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kamilla to ping you on any price or status change →