7406 BAY DRIVE, TAMPA, FL, 33635
Active247 days on marketListed Dec 4, 2025MLS #TB8453881
About this home
7406 BAY DRIVE
BACK ON MARKET - Buyer was unable to secure financing allowing for a second chance to those wanting to purchase this beautiful lot. A wonderful opportunity for waterfront living awaits on this .14-acre parcel offering approximately 60 feet of canal frontage. With both water and electricity already available, this property provides a strong starting point for building your custom home, vacation getaway, or investment retreat. A septic tank will be needed for future development, providing flexibility in your site planning and layout. The canal, averaging 30 feet wide and on average 3 feet deep, is perfectly suited for kayaking, paddleboarding, or navigating a small flats boat directly into beautiful Tampa Bay—renowned as one of the best fishing locations in Tampa. From there, enjoy quick access to the open ocean for offshore excursions, or take a scenic ride to nearby waterfront dining accessible by boat. Whether you’re looking to live year-round, create a seasonal escape, or hold a valuable waterfront investment, this property offers an incredible lifestyle on the water.
Facts & features
The home at a glance
0.14 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,718 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,718/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33635 — neighborhood snapshot
Population
19,415
Median age
40.1
Median income
$83,843
Median home value
$309,800
Avg household
2.58
Households w/ children
2,472
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% below the TAMPA 33635 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 7406 BAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$489,000
7418 SEAGULL WAY · same community
3 bd · 2.5 ba · 1,806 sqft · $271/sqft · 44 DOM
Sold · Feb ’26$550,000
7418 BAY DRIVE · same community
3 bd · 3 ba · 2,025 sqft · $272/sqft · 351 DOM
Sold · Oct ’25$552,793
7404 BAY DRIVE · same community
4 bd · 3 ba · 2,280 sqft · $242/sqft · 100 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 7406 BAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7406 BAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7406 BAY DRIVE FAQs
What would the monthly payment be for 7406 BAY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,718/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7406 BAY DRIVE?+
The most recent tax bill on record (2024) was $1,609. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $225,000, this home is listed about 50% below the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7406 BAY DRIVE?+
Lowry Elementary School (elementary), Farnell Middle School (middle), Alonso High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TAMPA 33635 market on paper
$225,000 is 48% below the TAMPA 33635 median of $432,065.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
247 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lowry Elementary School, Farnell Middle School, Alonso High School, Patricia Sullivan Metropolitan Ministries Partnership School — Farnell Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Bianca Lorenzo. MLS #TB8453881.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tampa homes, in your inbox
Like 7406 BAY DRIVE but not quite? A daily digest of every new listing in Tampa — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Tyler to ping you on any price or status change →