120 S CHURCH AVENUE UNIT 209, TAMPA, FL, 33609
Active251 days on marketListed Dec 10, 2025MLS #TB8454821
About this home
120 S CHURCH AVENUE UNIT 209
This one-bedroom, one-bathroom beautiful condominium in the heart of Tampa is move-in ready! The property is located in the Kingston Court Villas near the International Airport. The condominium is on the second floor with a view of a paved terrace where you can relax and enjoy a calm and tranquil ambiance. The property welcomes you to an open concept living area with laminate flooring throughout where you can personalize and make it your very own living space. The property features a unique layout where it's an open concept living space that features a separate kitchen area with stainless steel appliances. The bedroom features a walk-in closet and a sizable bathroom. Location is everything when living in this condominium where you are conveniently located by major shopping malls, shopping plazas, restaurants, bars, the Raymond James Stadium, New York Yankees Steinbrenner Field, colleges, universities, and are only minutes away from the downtown area. A $75 application fee is required. If approved, a $150 lease administration fee will be due. Both fees are non-refundable. .
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
600
Sqft
0 ac
Lot size
1972
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$170 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$170/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$2 vs $299
Days on market
251 vs 42 typical
Where $2/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Swann Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Swann Estates — neighborhood snapshot
Population
1,862
Median age
38
Median income
$133,336
Median home value
$787,876
Avg household
2
Households w/ children
286
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $441K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
231 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the TAMPA 33609 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 120 S CHURCH AVENUE UNIT 209
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$165,000
120 S CHURCH AVENUE UNIT 207 · same community
1 bd · 1 ba · 600 sqft · $275/sqft · 110 DOM
Sold · Jul ’26$159,000
120 S CHURCH AVENUE UNIT 206 · same community
1 bd · 1 ba · 600 sqft · $265/sqft · 46 DOM
Sold · Apr ’26$190,500
120 S CHURCH AVENUE UNIT 111 · same community
2 bd · 1 ba · 810 sqft · $235/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 120 S CHURCH AVENUE UNIT 209 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 120 S CHURCH AVENUE UNIT 209 — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
120 S CHURCH AVENUE UNIT 209 FAQs
What would the monthly payment be for 120 S CHURCH AVENUE UNIT 209?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $170/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 120 S CHURCH AVENUE UNIT 209?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $1,350, this home is listed about 100% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 120 S CHURCH AVENUE UNIT 209?+
Grady Elementary School (elementary), Coleman Middle School (middle), Plant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TAMPA 33609 market on paper
$1,350 is 100% below the TAMPA 33609 median of $454,500, and at $2/sqft it sits under the Tampa average of $345.
02Time on market is leverage
251 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Grady Elementary School, Coleman Middle School, Plant High School, Patricia Sullivan Metropolitan Ministries Partnership School — Grady Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,700, now $1,350 — a $350 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA EXECUTIVE REALTY · Irene Ocasio. MLS #TB8454821.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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