
10904 SPRING SAPLING CIRCLE, PARRISH, FL, 34219
Active221 days on marketListed Dec 11, 2025MLS #TB8455746
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About this home
10904 SPRING SAPLING CIRCLE
Virtually Staged. Islamorada II - This Islamorada II is ready for move-in! Discover this professionally designed home, offering well-appointed living and leisure spaces that provide both versatility and comfortable living. As you enter, an extended foyer guides you into the spacious grand room, where soaring 12-foot ceilings create an immediate sense of openness and light. This central area flows beautifully into the island kitchen and charming café, which then transitions easily to your extended outdoor lanai, making it perfect for enjoying the Florida lifestyle and entertaining outdoors. The kitchen is truly a delight, featuring exquisite Maddox Harbor cabinets and elegant Frost Whte MSI Quartz countertops. Throughout the main living areas, you'll find durable Nutmeg LVP flooring, offering a blend of style and practicality. The home also includes generously sized secondary bedrooms, providing comfortable privacy, along with a flexible den space that can serve as a formal dining area or a productive home office. An oversized laundry room adds to the everyday convenience. Escape to the luxurious owner's retreat, a private sanctuary designed for relaxation. This haven features an expansive walk-in closet, double vanities, and a spacious walk-in shower. Upstairs, the Islamorada II offers even more space with a spacious bonus room and a secluded bedroom and bath. This upper level is an ideal oasis for guests, extended family, or as additional play or work areas, ensuring comfort and privacy for everyone. Don't miss the chance to make this home your own ! Listing Price amount for this Pending Sale includes Design and Structural Options.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,144
Sqft
0.22 ac
Lot size
3
Garage
2025
Year built
Two
Levels
$261
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,117 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,117/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+55.4%
$/sqft vs OAKFIELD TRAILS
$261 vs $183
Days on market
221 vs 42 typical
Where $261/sqft sits among the 55 homes for sale in OAKFIELD TRAILS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Parrish
Drive times from this address
Get to know Parrish. See the full Parrish guide →
PARRISH 34219 — neighborhood snapshot
Population
30,220
Median age
46.1
Median income
$104,258
Median home value
$420,400
Avg household
2.68
Households w/ children
2,981
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Parrish market
$395K → $411K
Parrish median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
23 of 55
OAKFIELD TRAILS have cut their price
Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% above the PARRISH 34219 median. See the full Parrish market guide →
Paper trail
This home's history
Reality check
What actually sold near 10904 SPRING SAPLING CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$530,000
10838 BUDDING BLOSSOM COURT · same community
5 bd · 4 ba · 3,051 sqft · $174/sqft · 5 DOM
Sold · Apr ’26$447,140
10706 RABBIT GROVE TRAIL · same community
4 bd · 3 ba · 3,313 sqft · $135/sqft · 97 DOM
Sold · Mar ’26$867,504
10814 SPRING SAPLING CIRCLE · same community
4 bd · 4.5 ba · 3,460 sqft · $251/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10904 SPRING SAPLING CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10904 SPRING SAPLING CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10904 SPRING SAPLING CIRCLE FAQs
What would the monthly payment be for 10904 SPRING SAPLING CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,117/mo — principal and interest, the actual property-tax bill, the $74/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10904 SPRING SAPLING CIRCLE?+
The association fee works out to $74 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10904 SPRING SAPLING CIRCLE?+
The most recent tax bill on record (2025) was $13,810. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10904 SPRING SAPLING CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Parrish?+
At $819,990, this home is listed about 95% above the Parrish median of $421,470. The market section on this page shows how the area is trending.
Which schools are assigned to 10904 SPRING SAPLING CIRCLE?+
Parrish Community High School (high), Barbara A Harvey Elementary School (elementary), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$819,990 runs 98% above the PARRISH 34219 median — but at 3,144 sqft it's also 47% larger than the typical Parrish listing.
02Time on market is leverage
221 days on market against a Parrish median of 42 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Parrish Community High School, Barbara A Harvey Elementary School, Buffalo Creek Middle School — Barbara A Harvey Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $839,990, now $819,990 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMES BY WESTBAY REALTY · Keri Albritton. MLS #TB8455746.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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