1209 E CUMBERLAND AVENUE UNIT 501, TAMPA, FL, 33602
Active241 days on marketListed Dec 16, 2025MLS #TB8456238
About this home
1209 E CUMBERLAND AVENUE UNIT 501
This unit offers rare value that also includes 9 individual storage lockers and two parking spaces. Experience a pool unit residence with a private cabana at one of the best pools in Tampa Bay. Located at the Towers of Channelside, the pinnacle of downtown Tampa living, residents enjoy an array of generous amenities, including 24/7 concierge service, while having proximity to the Tampa Riverwalk, Sparkman Wharf, and the Benchmark International Arena. This sophisticated 2-bedroom, 2-bath residence offers rare 12-foot ceilings and was designed for indoor-outdoor flow, as the home opens onto an expansive 305-square-foot terrace overlooking the resort-style pool, while also surrounded by private vegetation. Inside, finishes blend style with comfort through an open-concept layout featuring a huge island that can seat 4, a dedicated dining area, and a generously sized living room that leads to the terrace. The Channel District neighborhood is adjacent to the Water Street District, as well as an extremely walkable and dog-friendly neighborhood with many selections of coffee shops, fitness centers, dog parks and grocery stores.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,272
Sqft
2
Garage
2007
Year built
One
Levels
$605
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,891 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,891/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+29.9%
$/sqft vs Tampa actives
$605 vs $301
Days on market
241 vs 43 typical
Where $605/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Channel District
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Channel District — neighborhood snapshot
Population
4,558
Median age
36
Median income
$117,680
Median home value
$706,917
Avg household
2
Households w/ children
208
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
226 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 1209 E CUMBERLAND AVENUE UNIT 501
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$772,000
1209 E CUMBERLAND AVENUE UNIT 1906 · same community
2 bd · 2.5 ba · 1,165 sqft · $663/sqft · 181 DOM
Sold · Aug ’25$420,000
501 KNIGHTS RUN AVENUE UNIT 2120
2 bd · 2 ba · 1,245 sqft · $337/sqft · 311 DOM
Sold · Sep ’25$550,000
103 E DAVIS BOULEVARD UNIT B
2 bd · 1.5 ba · 1,224 sqft · $449/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1209 E CUMBERLAND AVENUE UNIT 501 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1209 E CUMBERLAND AVENUE UNIT 501 — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1209 E CUMBERLAND AVENUE UNIT 501 FAQs
What would the monthly payment be for 1209 E CUMBERLAND AVENUE UNIT 501?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,891/mo — principal and interest, the actual property-tax bill, the $1,372/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1209 E CUMBERLAND AVENUE UNIT 501?+
The association fee works out to $1,372 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1209 E CUMBERLAND AVENUE UNIT 501?+
The most recent tax bill on record (2025) was $10,995. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1209 E CUMBERLAND AVENUE UNIT 501?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $769,900, this home is listed about 71% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1209 E CUMBERLAND AVENUE UNIT 501?+
Blake High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$769,900 runs 29% above the TAMPA 33602 median.
02City & Pool views
The city and pool view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,372/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
241 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBYS INTL REALTY · Paul DeSantis, PA. MLS #TB8456238.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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