CENTURY 21 Edge
$659,000$715,0004 bd3 ba2,561 sqft$257 /sqft$4,700 /mo all-in ↓

12946 88TH AVENUE, SEMINOLE, FL, 33776

Active233 days on marketListed Dec 17, 2025MLS #TB8456761

Reduced $56KSingle Family ResidenceFARM REPLAT

About this home

12946 88TH AVENUE

Welcome to this stunning Seminole Home. No Flood Insurance Needed. This Home has been meticulously customized to cater to the desires of today’s home buyer and offers the Top Rated Elementary, Middle, and High Schools in the County. Step inside and be greeted by the beautifully tiled formal entryway, setting the tone for the attention to detail found throughout. The office, strategically situated off the front entryway, provides the perfect space for remote workers, allowing for productivity while enjoying your home. The heart of this home is the custom-designed kitchen, a true chef's delight with double ovens, gas stove and plenty of counter space. The walk-in pantry is perfectly sized for all your cooking essentials, while the extra storage closet in the family room offers ample space for your hobbies and games. Indulge in relaxation in the remodeled master bath, featuring a jacuzzi bathtub, providing the perfect retreat after a long day. Extra Large Bedrooms that have brand new ceramic tile flooring. Tons of closets for storage. The gas fireplace adds warmth and charm to the family room, creating an inviting ambiance for gatherings and cozy evenings at home. The high-ticket maintenance items have been taken care of. The A/C was installed in 2020, Roof 2018 and impact rated windows installed throughout. New Hot Water Heater to be installed before closing. Enjoy outdoor grilling and entertainment with the addition of the exterior screened sunroom. The backyard is pet friendly, it is spacious and has a newer fence. Lot size is 75 X 136 deep. The convenient circular drive provides ample parking for extra cars. Fabulous location offering a beach lover's paradise. With beach access to Redington Shores just a short distance of less than 3 miles away, you can feel like you are stay-cationing every day. For your everyday needs, the Seminole City Center, located only 2.4 miles away, provides multiple restaurants, Studio Movie Grill, grocery store, banks and more. Don't miss the opportunity to make this exceptional home your own.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,561

Sqft

0.24 ac

Lot size

2

Garage

1963

Year built

One

Levels

$257

Per sqft

Fireplace

Inside

FlooringCeramic Tile · Luxury Vinyl · Hardwood
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Dryer · Kitchen Reverse Osmosis System · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
FacesNorth
ParkingCircular Driveway
ExteriorAwning(s) · French Doors · Irrigation System · Lighting

Community & fees

Taxes (2025)$8,838/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Sprinkler Recycled · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,700 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,556
PMI (est., until 20% equity)$247
Property tax — 2025 actual bill$737
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $65,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $65,900
Interest rate6.00%
Loan term

Estimated payment

$4,700/mo

Principal & interest$3,556
PMI (est., until 20% equity)$247
Property taxes (actual bill)$737
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $659K
$596KedgeAI estimate $708,189 · range $620K$928K$965K

vs edgeAI estimate

−6.9%

$/sqft vs Seminole actives

$257 vs $252

Days on market

233 vs 43 typical

Where $257/sqft sits among the 285 Seminole actives

65
43
43 · this home
46
45
43
$109–160$160–212$212–263$263–314$314–366$366+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Seminole

Map of 12946 88TH AVENUE

Drive times from this address

Downtown Tampa37 min
Tampa Int’l Airport (TPA)37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Seminole. See the full Seminole guide →

SEMINOLE 33776 — neighborhood snapshot

Population

12,711

Median age

50.6

Median income

$101,618

Median home value

$436,700

Avg household

2.54

Households w/ children

1,116

For the school run

Pinellas County School District

MiddleSeminole Middle School★★★★★
ElementaryBauder Elementary School★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Seminole market

Seller’s marketLeans seller3.2 months of inventoryBuyer’s market

$405K$405K

Seminole median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

160 of 285

Seminole actives have cut their price

Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 32% above the SEMINOLE 33776 median. See the full Seminole market guide →

Paper trail

This home's history

CurrentPrice reduced to $659,000 $56K
Dec 17, 2025Listed at $715,000 · 233 days on market since
1963Built · FARM REPLAT

Reality check

What actually sold near 12946 88TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7045 123 STREETSold · Dec ’25

$750,000

7045 123 STREET

3 bd · 2 ba · 2,536 sqft · $296/sqft · 41 DOM

12835 74TH AVENUESold · Sep ’25

$735,000

12835 74TH AVENUE

4 bd · 3 ba · 2,505 sqft · $293/sqft · 25 DOM

7796 132ND WAYSold · Nov ’25

$812,000

7796 132ND WAY

5 bd · 3 ba · 2,622 sqft · $310/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jillian Kobylesky

Your agent

Jillian Kobylesky

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 12946 88TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12946 88TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

12946 88TH AVENUE FAQs

What would the monthly payment be for 12946 88TH AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,700/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12946 88TH AVENUE?+

The most recent tax bill on record (2025) was $8,838. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12946 88TH AVENUE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Seminole?+

At $659,000, this home is listed about 70% above the Seminole median of $387,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12946 88TH AVENUE?+

Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$659,000 runs 32% above the SEMINOLE 33776 median — but at 2,561 sqft it's also nearly twice the size of the typical Seminole listing.

02Time on market is leverage

233 days on market against a Seminole median of 43 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $715,000, now $659,000 — a $56K cut. The full history is in the market section below.

Listing courtesy of WALKER AND ASSOCIATES REALTY · Denise Baschuk. MLS #TB8456761.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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12946 88TH AVENUE, SEMINOLE, FL — 4 Bed, 3 Bath — $659,000 | CENTURY 21 Edge