CENTURY 21 Edge
$249,000$275,0003 bd2 ba1,491 sqft$167 /sqft$1,828 /mo all-in ↓

702 TARTAN LOOP, LAKE WALES, FL, 33853

Active234 days on marketListed Dec 15, 2025MLS #TB8456805

Reduced $26KSingle Family ResidenceHIGHLAND POINTE PH 02

About this home

702 TARTAN LOOP

One or more photo(s) has been virtually staged. Easy, comfortable living awaits at 702 Tartan Loop in Lake Wales. This friendly 3-bedroom, 2-bath home is located in a quiet, established neighborhood and offers an open floor plan that makes everyday life feel simple and relaxed. The eat-in kitchen features a charming bay window, perfect for morning coffee and casual meals. The primary bedroom includes a private bath with a garden tub and separate shower, creating a comfortable space to unwind. The additional bedrooms are well sized and easy to care for—ideal for guests, hobbies, or a home office. Outside, you’ll find a huge backyard with plenty of room to enjoy the outdoors without feeling crowded. Whether it’s relaxing, gardening, or spending time with family and friends, this home is designed for easy daily living. Conveniently close to shopping, dining, and entertainment in Lake Wales.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,491

Sqft

0.29 ac

Lot size

2

Garage

2002

Year built

One

Levels

$167

Per sqft

Pets allowed

Inside

FlooringCarpet · Linoleum
AppliancesDishwasher · Electric Water Heater · Exhaust Fan · Range · Refrigerator · Water Filtration System
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesEast
ExteriorIrrigation System · Private Yard · Sliding Doors

Community & fees

HOA fee$17/mo
Taxes (2024)$903/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,828 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,466
FHA mortgage insurance (est.)$110
Property tax — 2024 actual bill$75
HOA fee — from the listing$17
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,715Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,715
Interest rate6.00%
Loan term

Estimated payment

$1,828/mo

Principal & interest$1,466
FHA mortgage insurance (est.)$110
Property taxes (actual bill)$75
HOA / condo fee$17
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $249K
$239KedgeAI estimate $299,727 · range $268K$361K$376K

vs edgeAI estimate

−16.9%

$/sqft vs Lake Wales actives

$167 vs $174

Days on market

234 vs 54 typical

Where $167/sqft sits among the 360 Lake Wales actives

63
125 · this home
91
42
13
26
$97–137$137–176$176–215$215–255$255–294$294+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Wales

Map of 702 TARTAN LOOP

Drive times from this address

Walt Disney World52 min
Universal Orlando62 min
Downtown Orlando68 min
Orlando Int’l Airport (MCO)73 min
Downtown Tampa75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Wales. See the full Lake Wales guide →

LAKE WALES 33853 — neighborhood snapshot

Population

12,385

Median age

37.3

Median income

$40,938

Median home value

$198,100

Avg household

2.57

Households w/ children

1,565

For the school run

Polk County School District

HighBartow Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Wales market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$275K$271K

Lake Wales median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

163 of 360

Lake Wales actives have cut their price

Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% above the LAKE WALES 33853 median. See the full Lake Wales market guide →

Paper trail

This home's history

CurrentPrice reduced to $249,000 $26K
Dec 15, 2025Listed at $275,000 · 234 days on market since
2002Built · HIGHLAND POINTE PH 02

Reality check

What actually sold near 702 TARTAN LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

703 TARTAN LOOPSold · Aug ’25

$230,000

703 TARTAN LOOP · same community

3 bd · 2 ba · 1,484 sqft · $155/sqft · 76 DOM

902 STATE RD 60 ESold · Mar ’26

$216,000

902 STATE RD 60 E

3 bd · 2 ba · 1,482 sqft · $146/sqft · 24 DOM

319 E JOHNSON AVENUESold · Oct ’25

$259,900

319 E JOHNSON AVENUE

3 bd · 2 ba · 1,514 sqft · $172/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 702 TARTAN LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 702 TARTAN LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

702 TARTAN LOOP FAQs

What would the monthly payment be for 702 TARTAN LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,828/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 702 TARTAN LOOP?+

The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 702 TARTAN LOOP?+

The most recent tax bill on record (2024) was $903. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 702 TARTAN LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Wales?+

At $249,000, this home is priced right at the Lake Wales median.

Which schools are assigned to 702 TARTAN LOOP?+

Bartow Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$249,000 runs 16% above the LAKE WALES 33853 median.

02Time on market is leverage

234 days on market against a Lake Wales median of 54 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $275,000, now $249,000 — a $26K cut. The full history is in the market section below.

Listing courtesy of RICHARD PETERS REALTY LLC · Sherry Peters. MLS #TB8456805.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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