CENTURY 21 Edge
$1,875,000$2,150,0004 bd3.5 ba3,436 sqft$546 /sqft$11,387 /mo all-in ↓

1524 S HABANA AVENUE, TAMPA, FL, 33629

Active221 days on marketListed Jan 10, 2026MLS #TB8457212

Reduced $275KNew constructionTownhouseHABANA AVE TOWNHOMES

About this home

1524 S HABANA AVENUE

One or more photo(s) has been virtually staged. Introducing an exclusive collection of just four beautifully curated townhomes by a renowned local Southern Living Custom Builder known for exceptional craftsmanship and timeless design. Every detail has been thoughtfully considered, delivering the high-end finishes and quality construction you’ve come to expect from the Devonshire name. Built with *all-block construction*, each residence is also *prewired for a generator*, offering added durability and peace of mind. Each residence offers 4 bedrooms and 3.5 baths, a *private elevator*, inviting private balconies, and a fenced backyard—perfect for both everyday living and entertaining. The first floor features a bedroom with a full bath, ideal for a guest suite, home office, or flexible living space. The second floor is the heart of the home, designed with an open, light-filled layout that’s perfect for gathering. A designer chef’s kitchen anchors the space, complete with GE Café appliances, including a 36" Smart All-Gas Commercial-Style Range with six burners, a huge walk-in pantry, and generous storage throughout. The living and dining areas flow seamlessly and open to a front-facing balcony, creating an effortless indoor-outdoor feel. The third floor is a true retreat, featuring an expansive primary suite with a spa-like en-suite bath and a large walk-in closet. Two additional bedrooms share a well-appointed hallway bath, while a conveniently located laundry room completes the level. Perfectly situated in Palma Ceia, just half a mile from iconic Bayshore Boulevard, within a few blocks of Palma Ceia Golf & Country Club and the Howard Avenue dining scene, and just over a mile from Hyde Park Village, this rare offering blends luxury, thoughtful design, and an unbeatable location—where elevated living meets everyday comfort.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,436

Sqft

0.07 ac

Lot size

2

Garage

2026

Year built

Three Or More

Levels

$546

Per sqft

City viewPets allowed

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Disposal · Exhaust Fan · Gas Water Heater · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater
InteriorCeiling Fan(s) · Crown Molding · Elevator · High Ceilings · In Wall Pest System · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air · Zoned
HeatingCentral · Electric · Zoned

Outside & construction

RoofBuilt-Up · Shingle
ConstructionBlock · HardiPlank Type · Stucco
FoundationSlab
ViewCity
FacesWest
ParkingGarage Door Opener
ExteriorBalcony · Irrigation System · Private Yard

Community & fees

HOA fee$123/mo
Taxes (2025)$3,407/yr
PetsYes
CommunityNone

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$11,387 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$10,117
PMI (est., until 20% equity)$703
Property tax — 2025 actual bill$284
HOA fee — from the listing$123
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $187,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $187,500
Interest rate6.00%
Loan term

Estimated payment

$11,387/mo

Principal & interest$10,117
PMI (est., until 20% equity)$703
Property taxes (actual bill)$284
HOA / condo fee$123
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.9M
$1.3MedgeAI estimate $1,745,502 · range $1.3M$2.4M$2.5M

vs edgeAI estimate

+7.4%

$/sqft vs Tampa actives

$546 vs $301

Days on market

221 vs 43 typical

Where $546/sqft sits among the 400 Tampa actives

222
100
32 · this home
13
9
24
$150–321$321–492$492–663$663–834$834–1005$1005+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palma Ceia

Map of 1524 S HABANA AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Tampa7 min
Tampa Int’l Airport (TPA)15 min
Walt Disney World75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Palma Ceia — neighborhood snapshot

Population

5,762

Median age

39

Median income

$170,283

Median home value

$766,224

Avg household

3

Households w/ children

911

For the school run

Hillsborough County School District

ElementaryRoosevelt Elementary School★★★★★
HighPlant High School★★★★★
MiddleColeman Middle School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$439K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

234 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 69% above the TAMPA 33629 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,875,000 $275K
Jan 10, 2026Listed at $2,150,000 · 221 days on market since
2026Built · HABANA AVE TOWNHOMES

Reality check

What actually sold near 1524 S HABANA AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3401 BAYSHORE BOULEVARD UNIT 1801Sold · Sep ’25

$3,200,000

3401 BAYSHORE BOULEVARD UNIT 1801

3 bd · 3.5 ba · 3,395 sqft · $943/sqft · 316 DOM

3401 BAYSHORE BOULEVARD UNIT 701Sold · Jun ’26

$2,400,000

3401 BAYSHORE BOULEVARD UNIT 701

3 bd · 3.5 ba · 3,395 sqft · $707/sqft · 193 DOM

3702 W SAN LUIS STREETSold · May ’26

$1,562,000

3702 W SAN LUIS STREET

4 bd · 3.5 ba · 3,487 sqft · $448/sqft · 35 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1524 S HABANA AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1524 S HABANA AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1524 S HABANA AVENUE FAQs

What would the monthly payment be for 1524 S HABANA AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,387/mo — principal and interest, the actual property-tax bill, the $123/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1524 S HABANA AVENUE?+

The association fee works out to $123 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1524 S HABANA AVENUE?+

The most recent tax bill on record (2025) was $3,407. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1524 S HABANA AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $1,875,000, this home is listed about 317% above the Tampa median of $449,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1524 S HABANA AVENUE?+

Roosevelt Elementary School (elementary), Plant High School (high), Coleman Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,875,000 runs 69% above the TAMPA 33629 median — but at 3,436 sqft it's also nearly twice the size of the typical Tampa listing.

02City views

The city view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

221 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Roosevelt Elementary School, Plant High School, Coleman Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Roosevelt Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $2,150,000, now $1,875,000 — a $275K cut. The full history is in the market section below.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Susan Baldwin. MLS #TB8457212.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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