BETHLEHEM ROAD, COTTONDALE, FL, 32431
Active202 days on marketListed Jan 3, 2026MLS #TB8458485
About this home
BETHLEHEM ROAD
***Escape the Subdivision***Privacy, Peacefulness, & Unrestricted Freedom available in Cottondale, Florida*** Perfect for outdoor enthusiasts, bird-watchers, nature-lovers, those seeking peace & calm, and those who prefer wide-open skies & beautiful sunsets over subdivision & HOA's. Are you tired of staring at boring, cookie-cutter lots where the only weekend plan is mowing a tiny square of grass? Say goodbye to crowded neighborhoods and boring, tiny lots. This is your rare opportunity to own a true piece of Florida’s natural habitat. Have you outgrown the yard & driveway? Looking for more of what the sunshine state truly has to offer? Do you want more than a boring cleared off square lot? Been dreaming of owning your own slice of Florida Heaven that boasts a real connection to it's natural beauty & wildlife? If so, then this rare 16+acre property may be a blank canvas waiting for your thoughts & ideas to bring it to life!!! Tucked away in Florida's gorgeous Nature Coast region, this massive acreage offers total peace, privacy, and limitless possibilities. Whether you are looking to build your private dream estate, a secluded weekend getaway & retreat, or an amazing winter escape & homestead, with this property you will have the ultimate freedom to execute your vision. ***Features & Highlights*** Zero Restrictions: No HOA, no rules—just complete freedom develop & use the land your way along with plenty of space to breathe while you build. Ultimate Privacy: Quiet country living with minimal air traffic, no immediate neighbors, wide panoramic skies all day long, and pristine star-filled nights. Secluded Yet Convenient: The perfect location allowing the best of both worlds—> Total country quiet & peaceful seclusion that feels like you’re a hundred miles away from it all yet just minutes to nearest city, Marianna, and less than an hour from Panama City Beach and the Apalachicola National Forest. Opportunities with the combined combination of unique features like this don't become available too often in the sunshine state, especially at such an amazing price--and properties like this one can easily require an expert opinion & perspective to assist those who are seriously interested to be able to better envision and truly appreciate more confidently everything this hidden gem truly has to offer. Want to really unlock the full potential of this land??? ***Call now to get more information and to speak with someone with intimate knowledge of the land and surrounding area & get answers to your questions, driving directions along with viewing & touring instructions, and/or to discuss the many incredible opportunities this acreage offers and to learn how to make this paradise yours!***
Facts & features
The home at a glance
16.52 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$639 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$639/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside COTTONDALE 32431
COTTONDALE 32431 — neighborhood snapshot
Population
4,887
Median age
45
Median income
$52,270
Median home value
$152,200
Avg household
2.46
Households w/ children
500
The numbers that matter
The COTTONDALE 32431 market
This home is listed 24% above the COTTONDALE 32431 median.
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about BETHLEHEM ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for BETHLEHEM ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
BETHLEHEM ROAD FAQs
What would the monthly payment be for BETHLEHEM ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $639/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on BETHLEHEM ROAD?+
The most recent tax bill on record (2025) was $48. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in COTTONDALE 32431?+
At $75,000, this home is listed about 24% above the COTTONDALE 32431 median of $60,300. The market section on this page shows how the area is trending.
Listing courtesy of STAR BAY REALTY CORP. · Eric Spedding. MLS #TB8458485.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.