9860 62ND TERRACE N UNIT 1014, ST PETERSBURG, FL, 33708
Active234 days on marketListed Dec 27, 2025MLS #TB8459048
About this home
9860 62ND TERRACE N UNIT 1014
Virtually Staged. Welcome to the Palms at Long Bayou, with it’s great location and amazing curb appeal! The Palms is located right across the street from the clubhouse and is the only building in Long Bayou with this design! Long Bayou is a popular 55+ community that offers a 24/7 guard gate and incredible amenities in the large clubhouse with heated pool, hot tub, tennis/pickleball courts, a fitness room, billiards room, card room and an indoor woodworking shop! There is also a fantastic library, shuffleboard courts and many social activities! The unit is located on the “elevated” first floor and has a tandem 2 car parking space underneath the building! Features include: 2 bedrooms, 2 baths, split floor plan, eat-in kitchen w/inside utility closet including washer & dryer! Best of all is the outstanding 300 sq. ft. balcony with diagonal vinyl windows overlooking the pond, bayou and clubhouse! The size and configuration of the balcony is only on the elevated first floor and is a rare find! The refrigerator is brand new (November 2025) and the water heater was replaced in 2022. The complex is located just minutes from the “Seminole City Center” with many restaurants, retail stores, grocery stores and the Studio Movie Grill which offers eat-in dining while enjoying the latest new movies! The fact that it is located minutes from the beaches is the icing on the cake!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,020
Sqft
1.9 ac
Lot size
1988
Year built
One
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,695 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,695/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.3%
$/sqft vs St Petersburg actives
$196 vs $344
Days on market
234 vs 58 typical
Where $196/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
232 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% below the ST PETERSBURG 33708 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 9860 62ND TERRACE N UNIT 1014
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$160,000
4525 COVE CIRCLE UNIT 902
2 bd · 2 ba · 1,040 sqft · $154/sqft · 111 DOM
Sold · Jul ’26$198,750
4525 COVE CIRCLE UNIT 102
2 bd · 2 ba · 1,040 sqft · $191/sqft · 234 DOM
Sold · Aug ’26$135,000
4600 98TH WAY N UNIT 210
2 bd · 2 ba · 1,050 sqft · $129/sqft · 115 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9860 62ND TERRACE N UNIT 1014 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9860 62ND TERRACE N UNIT 1014 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9860 62ND TERRACE N UNIT 1014 FAQs
What would the monthly payment be for 9860 62ND TERRACE N UNIT 1014?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,695/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9860 62ND TERRACE N UNIT 1014?+
The most recent tax bill on record (2025) was $3,239. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9860 62ND TERRACE N UNIT 1014?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $199,900, this home is listed about 54% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9860 62ND TERRACE N UNIT 1014?+
Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETERSBURG 33708 market on paper
$199,900 is 58% below the ST PETERSBURG 33708 median of $475,000, and at $196/sqft it sits under the St Petersburg average of $380.
02Garden & Water views
The garden and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
234 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CONCIERGE REALTY ASSOCIATES · Connie Carberry. MLS #TB8459048.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Petersburg homes, in your inbox
Like 9860 62ND TERRACE N UNIT 1014 but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kemarie to ping you on any price or status change →