2210 UTOPIAN DRIVE E UNIT 214, CLEARWATER, FL, 33763
Active204 days on marketListed Jan 1, 2026MLS #TB8459330
About this home
2210 UTOPIAN DRIVE E UNIT 214
One or more photo(s) has been virtually staged. Paradise Reserve – On Top of The World’s exclusive gated community - This beautifully maintained 3-bedroom, 2-bath condo is located in the desirable Preserve section of the community. Offering over 1300sf of comfortable living space, this turn-key design has a unique layout, waterproof laminate tile throughout the central space, and plenty of natural light. The living and dining room flow easily into the bright updated kitchen with stainless/black appliances, and a custom backsplash(can be tiled or painted over, if not your taste), with stone-look countertops. The living and dining areas flow easily for entertaining. The Primary Suite includes a walk-in closet, ensuite tiled bath with a bench-seat shower, and updated vanity. Bedroom 2 is spacious and offers a large wall closet and shares a full bath with updated vanity and tiled shower/tub combo. The third bedroom/flex room features tray ceilings, built-ins, and a large wall closet hidden behind the bookshelves with ample storage- perfect for guests or a home office. The inside utility room is complete with a washer and dryer as well as additional storage. Located in a NON-EVACUATION ZONE and 60 ft above sea level, and features ENERGY EFFICIENT HURRICANE IMPACT WINDOWS, keeping electric bills minimal and giving you a peace of mind during storms. The condo is on the second floor near the elevator, one of the few buildings with two elevators. The building has a community storage room, with this unit having a private wooden cabinet. Assigned parking space near the unit. HOA fees include water, sewer, trash, cable/internet, as well as the various community amenities. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for resident owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios and a woodshop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has snacks and take-n-bake meals. The OTOTW community has free bus service as well as additional transportation options available, including wheelchair service. A variety of medical resources are located nearby. Close to shopping(within walking or bike riding to Publix and Bank of America, .25 miles), restaurants, and entertainment. You can also enjoy biking around the neighborhoods, and storing your bike in your nearby storage room is easy! Come experience the comfort, convenience, and peace of mind this home provides. Schedule your showing today- you'll love what you see!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,325
Sqft
1997
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,930 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,930/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.5%
$/sqft vs ON TOP OF THE WORLD
$181 vs $151
Days on market
204 vs 47 typical
Where $181/sqft sits among the 248 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33763 — neighborhood snapshot
Population
21,278
Median age
53.8
Median income
$53,552
Median home value
$215,900
Avg household
2.12
Households w/ children
1,898
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
117 of 248
ON TOP OF THE WORLD have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% above the CLEARWATER 33763 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2210 UTOPIAN DRIVE E UNIT 214
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$187,500
2221 SWEDISH DRIVE UNIT 1 · same community
2 bd · 2 ba · 1,370 sqft · $137/sqft · 33 DOM
Sold · Dec ’25$131,000
2360 WORLD PARKWAY BOULEVARD UNIT 38 · same community
2 bd · 2 ba · 1,400 sqft · $94/sqft · 47 DOM
Sold · Mar ’26$155,000
2071 AUSTRALIA WAY W UNIT 37 · same community
2 bd · 2 ba · 1,400 sqft · $111/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 2210 UTOPIAN DRIVE E UNIT 214 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2210 UTOPIAN DRIVE E UNIT 214 — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2210 UTOPIAN DRIVE E UNIT 214 FAQs
What would the monthly payment be for 2210 UTOPIAN DRIVE E UNIT 214?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,930/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2210 UTOPIAN DRIVE E UNIT 214?+
The most recent tax bill on record (2024) was $3,008. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2210 UTOPIAN DRIVE E UNIT 214?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $240,000, this home is listed about 13% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2210 UTOPIAN DRIVE E UNIT 214?+
Dunedin High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$240,000 runs 51% above the CLEARWATER 33763 median.
02Time on market is leverage
204 days on market against a Clearwater median of 47 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Dunedin High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $275,000, now $240,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Denise Wilkinson. MLS #TB8459330.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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