3360 CHINOTTO DRIVE, LAKE ALFRED, FL, 33850
Pending226 days on marketListed Dec 31, 2025MLS #TB8459979
About this home
3360 CHINOTTO DRIVE
Pre-Construction. To be built. Welcome to the Azalea at Gum Lake Preserve — a beautifully designed four-bedroom, two-bath home that perfectly blends modern upgrades with everyday comfort. This open-concept layout creates a bright and inviting atmosphere, with a spacious family room ideal for relaxing evenings or hosting guests. The chef-inspired kitchen is the heart of the home, featuring quartz countertops, stainless steel appliances, a classic subway tile backsplash, sleek white cabinetry accented with matte black hardware, and a large island with a breakfast bar for casual dining. A designated dining area offers the perfect space for family meals and special celebrations. The private owner’s suite provides a peaceful escape, complete with a generous walk-in closet, dual-sink vanity, and an additional linen closet for extra storage. Thoughtfully placed linen closets throughout the home add convenience and organization. Step outside to enjoy both a charming covered front porch and a covered back patio, extending your living space outdoors and perfect for enjoying Florida’s beautiful weather. This home comes loaded with upgrades at no extra cost, including professional front yard landscaping, smart home technology, a programmable thermostat, and energy-efficient double-pane windows designed for comfort and efficiency. Located in the scenic lakeside community of Gum Lake Preserve, residents enjoy access to walking trails, picnic areas, a fishing pier, a community gazebo, a children’s playground, a pond, and a public boat ramp, along with nearby shopping and dining. With easy access to I-4, commuting to Tampa or Orlando is simple and convenient. Don’t miss your opportunity to own this stylish and move-in-ready home — schedule your private tour today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,096
Sqft
0.13 ac
Lot size
2
Garage
2026
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,922 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,922/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.7%
Days on market
226 vs 58 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Alfred
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Alfred. See the full Lake Alfred guide →
LAKE ALFRED 33850 — neighborhood snapshot
Population
9,825
Median age
43.5
Median income
$53,877
Median home value
$215,700
Avg household
2.49
Households w/ children
1,055
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Alfred market
$311K → $321K
Lake Alfred median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, Lake Alfred, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the LAKE ALFRED 33850 median. See the full Lake Alfred market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 3360 CHINOTTO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3360 CHINOTTO DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3360 CHINOTTO DRIVE FAQs
What would the monthly payment be for 3360 CHINOTTO DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,922/mo — principal and interest, the actual property-tax bill, the $40/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3360 CHINOTTO DRIVE?+
The association fee works out to $40 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3360 CHINOTTO DRIVE?+
The most recent tax bill on record (2025) was $1,074. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3360 CHINOTTO DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Alfred?+
At $415,900, this home is listed about 17% above the Lake Alfred median of $354,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3360 CHINOTTO DRIVE?+
Walter Caldwell Elementary School (elementary), Auburndale Senior High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$415,900 runs 28% above the LAKE ALFRED 33850 median.
02Time on market is leverage
226 days on market against a Lake Alfred median of 58 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $449,900, now $415,900 — a $34K cut. The full history is in the market section below.
Listing courtesy of LGI REALTY- FLORIDA, LLC · Gayle Van Wagenen. MLS #TB8459979.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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