4550 COVE CIRCLE UNIT 905, ST PETERSBURG, FL, 33708
Pending222 days on marketListed Jan 6, 2026MLS #TB8461288
About this home
4550 COVE CIRCLE UNIT 905
Gorgeous remodeled efficiency in Sea Towers off Duhme Road! Annual/Unfurnished in gated 55+ community. Waterfront community with active 55+ living. Annual/Unfurnished rental. Unit has a wide open floor plan with lots of natural lighting and waterfront sunset views! This remodeled unit has gorgeous flooring, updated kitchen with lots of cabinets with stainless steel newer appliances. Rent includes Cable TV, Insurance, Internet, Security, Sewer, Trash Collection, Water & One reserved parking space. Enjoy resort style living at its best! Community boast gated/24 hour security, heated pools, trails for strolls, fitness center, fishing pier, elevator, laundry & fitness center. Laundry & elevator is steps from your front door. Sorry, HOA does not allow pets or motorcycles. Easy access to shops, fine dining, post office, VA Hospital, Seminole Center, groceries, banks, parks and right around the corner is the Beach! HOA approval is required, please allow time for this process. One time $100 fee. If you decide to apply for one of our properties: Screening includes credit/background check, income verification of 2.5 to 3 times the monthly rent and rental history verification. We encourage applicants with credit scores above 600 to apply, as meeting this criteria will help streamline the application process. APPLICANT CHARGES: Application Fees: $75 for each adult, 18 years of age and older (non-refundable). Lease Initiation Admin Fee: $150.00 after approval and upon signing. Security Deposit: Equal to one month’s rent. All Rent Solutions residents are enrolled in the Resident Benefits Package (RBP) for $49.95/month which includes liability insurance, credit building to help boost the resident’s credit score with timely rent payments, HVAC air filter delivery (for applicable properties), our best-in-class resident rewards program, and much more! More details upon application.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
530
Sqft
1 ac
Lot size
1973
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$170 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$170/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the ST PETERSBURG 33708 median. See the full St Petersburg market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4550 COVE CIRCLE UNIT 905 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4550 COVE CIRCLE UNIT 905 — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4550 COVE CIRCLE UNIT 905 FAQs
What would the monthly payment be for 4550 COVE CIRCLE UNIT 905?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $170/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4550 COVE CIRCLE UNIT 905?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,350, this home is listed about 100% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4550 COVE CIRCLE UNIT 905?+
Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ST PETERSBURG 33708 market on paper
$1,350 is 100% below the ST PETERSBURG 33708 median of $472,500, and at $3/sqft it sits under the St Petersburg average of $380.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
222 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,500, now $1,350 — a $150 cut. The full history is in the market section below.
Listing courtesy of RENT SOLUTIONS · Lisa Connors. MLS #TB8461288.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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