CENTURY 21 Edge
$229,000$249,9002 bd2 ba1,598 sqft$143 /sqft$2,193 /mo all-in ↓

604 49TH E AVENUE E, BRADENTON, FL, 34203

Active195 days on marketListed Jan 9, 2026MLS #TB8462188

Priced 5% below the BRADENTON 34203 medianReduced $21KManufactured HomeGOLF LAKES RESIDENTS CO-OP

About this home

604 49TH E AVENUE E

Welcome to Golf Lakes, a sought-after, resident-owned, gated 55+ community known for its exceptional value and resort-style amenities. Tucked away on a quiet cul-de-sac, this spacious 2014 double-wide manufactured home offers 2 bedrooms, 2 bathrooms, modern finishes, and an open, comfortable layout. The primary bathroom features dual vanities and a walk-in, jetted tub/shower. The kitchen boasts modern appliances, including a side-by-side LG fridge, and an island with seating - perfect for entertaining. The laundry room is equipped with a Samsung washer (top-loading) and dryer. Additional features include a 2-car tandem carport, a separate golf cart garage/workshop with its own wall/window A/C unit, as well as a RonAqua water softener system. Low monthly HOA fees cover water, sewer, cable, internet, and access to an impressive list of amenities, including a heated pool and spa, a 9-hole pitch & putt golf course, a fitness center with sauna, pickleball courts, lawn bowling, shuffleboard, a clubhouse with an active social calendar, and four scenic lakes for fishing throughout the community. Conveniently located near shopping, dining, medical facilities, and the beautiful Gulf Coast beaches, Golf Lakes offers an active, low-maintenance lifestyle in a friendly, well-maintained setting. Seasonal rentals permitted. Cooperative ownership. No pets. An ideal opportunity for those seeking an affordable, move-in-ready home in a vibrant 55+ community.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,598

Sqft

0.09 ac

Lot size

1

Garage

2014

Year built

One

Levels

$143

Per sqft

55+ community

Inside

FlooringCarpet · Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Washer · Water Softener
InteriorWalk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
FacesSouth
ParkingCovered · Golf Cart Garage
ExteriorNone

Community & fees

HOA fee$290/mo
Taxes (2025)$3,519/yr
PetsNo
CommunityFishing · Clubhouse · Fitness Center · Gated Community - No Guard · Golf Carts OK · Golf · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,193 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,348
FHA mortgage insurance (est.)$101
Property tax — 2025 actual bill$293
HOA fee — from the listing$290
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,015Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,015
Interest rate6.00%
Loan term

Estimated payment

$2,193/mo

Principal & interest$1,348
FHA mortgage insurance (est.)$101
Property taxes (actual bill)$293
HOA / condo fee$290
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs GOLF LAKES RESIDENTS CO-OP

$143 vs $144

Days on market

195 vs 53 typical

Where $143/sqft sits among the 8 homes for sale in GOLF LAKES RESIDENTS CO-OP

2
2
1 · this home
1
1
1
$115–128$128–140$140–153$153–166$166–179$179+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oneco

Map of 604 49TH E AVENUE E inside its neighborhood boundary

Drive times from this address

Downtown Tampa54 min
Tampa Int’l Airport (TPA)57 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Oneco — neighborhood snapshot

Population

31,672

Median age

50

Median income

$40,538

Median home value

$146,433

Avg household

2

Households w/ children

2,838

For the school run

Manatee County School District

ElementaryMarjorie G. Kinnan Elementary School★★★★★
HighSoutheast High School★★★★
MiddleElecta Lee Magnet Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

3 of 8

GOLF LAKES RESIDENTS CO-OP have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% below the BRADENTON 34203 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $229,000 $21K
Jan 9, 2026Listed at $249,900 · 195 days on market since
2014Built · GOLF LAKES RESIDENTS CO-OP

Reality check

What actually sold near 604 49TH E AVENUE E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4904 4TH C STREET ESold · Feb ’26

$195,000

4904 4TH C STREET E · same community

2 bd · 2 ba · 1,414 sqft · $138/sqft · 110 DOM

4908 6TH B STREET ESold · Jun ’26

$130,000

4908 6TH B STREET E · same community

2 bd · 2 ba · 1,261 sqft · $103/sqft · 122 DOM

4904 4TH A STREET ESold · May ’26

$60,000

4904 4TH A STREET E · same community

2 bd · 2 ba · 840 sqft · $71/sqft · 167 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Yumiko Sugawara

Your agent

Yumiko Sugawara

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 604 49TH E AVENUE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 604 49TH E AVENUE E — before you fall in love.

See it in person

Schedule a tour

Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

604 49TH E AVENUE E FAQs

What would the monthly payment be for 604 49TH E AVENUE E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,193/mo — principal and interest, the actual property-tax bill, the $290/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 604 49TH E AVENUE E?+

The association fee works out to $290 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 604 49TH E AVENUE E?+

The most recent tax bill on record (2025) was $3,519. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 604 49TH E AVENUE E?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $229,000, this home is listed about 42% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 604 49TH E AVENUE E?+

Marjorie G. Kinnan Elementary School (elementary), Southeast High School (high), Electa Lee Magnet Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the BRADENTON 34203 market on paper

$229,000 is 5% below the BRADENTON 34203 median of $240,000, and at $143/sqft it sits under the Bradenton average of $264.

02Time on market is leverage

195 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $249,900, now $229,000 — a $21K cut. The full history is in the market section below.

Listing courtesy of REALTY ONE GROUP BEYOND · Chris Ziebell. MLS #TB8462188.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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