38548 CALUMET AVENUE, ZEPHYRHILLS, FL, 33542
Active219 days on marketListed Jan 8, 2026MLS #TB8462490
About this home
38548 CALUMET AVENUE
Build your next home or investment property on this 0.32-acre vacant lot located in the heart of Zephyrhills. This property offers excellent versatility with zoning that allows single-family, modular, manufactured making it ideal for a variety of building plans. Enjoy a convenient location with quick access to Highway 54 and close proximity to Zephyrhills High School, as well as shopping, dining, and daily essentials. Electric service and public sewer are available nearby, helping reduce upfront development hurdles. Whether you’re looking to build your dream home or develop an income-producing property, this lot offers location, flexibility, and opportunity. Reach out today to learn more about this great piece of land.
Facts & features
The home at a glance
0.32 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$741 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$741/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Zephyr Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Zephyr Park — neighborhood snapshot
Population
153
Median age
46
Median income
$56,906
Avg household
2
Households w/ children
18%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $342K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% below the ZEPHYRHILLS 33542 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 38548 CALUMET AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$270,000
6349 ORRIS STREET · same community
4 bd · 2 ba · 1,696 sqft · $159/sqft · 93 DOM
Sold · Oct ’25$150,000
5102 HILL DRIVE
1 bd · 1 ba · 430 sqft · $349/sqft · 49 DOM
Sold · Aug ’25$28,000
38752 3RD AVENUE
1 bd · 1 ba · 612 sqft · $46/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Solance Kallendorf
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 38548 CALUMET AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 38548 CALUMET AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
38548 CALUMET AVENUE FAQs
What would the monthly payment be for 38548 CALUMET AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $741/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 38548 CALUMET AVENUE?+
The most recent tax bill on record (2024) was $445. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Zephyrhills?+
At $86,000, this home is listed about 74% below the Zephyrhills median of $324,995. The market section on this page shows how the area is trending.
Which schools are assigned to 38548 CALUMET AVENUE?+
Zephyrhills High School (high), Woodland Elementary School (elementary), Raymond B. Stewart Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ZEPHYRHILLS 33542 market on paper
$86,000 is 51% below the ZEPHYRHILLS 33542 median of $177,000.
02Time on market is leverage
219 days on market against a Zephyrhills median of 53 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $110,000, now $86,000 — a $24K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Georgete Frey, LLC. MLS #TB8462490.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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