CENTURY 21 Edge
$1,229,900$1,250,0003 bd2 ba2,302 sqft$534 /sqft$8,606 /mo all-in ↓

4804 LONGWATER WAY, TAMPA, FL, 33615

Active205 days on marketListed Jan 17, 2026MLS #TB8463205

Reduced $20KWaterfrontPrivate poolSingle Family ResidenceBAYSIDE VILLAGE

About this home

4804 LONGWATER WAY

*NO FLOOD/NO DAMAGE FROM STORMS!*RARE WATERFRONT!* Looking for a WOW factor?! COMPLETELY RENOVATED (SPENT $200K ON UPGRADES). This CUSTOM BUILT ARTHUR RUTENBERG home is located on a quiet CUL-DE-SAC in the Gated community of BAYSIDE, Sitting on ONE OF THE BEST LOTS ON LONGWATER WAY with 90FT of WATER FRONTAGE and direct boating access to Tampa Bay and the Gulf of Mexico right from your backyard.! Inside you will find SPARKLING WATER VIEWS AND NATURAL LIGHT FROM ALMOST EVERY ROOM OF THE HOUSE! NEW CUSTOM KITCHEN featuring LEVEL 5 EXOTIC QUARTZ COUNTERTOPS WITH WATERFALL and BACKSPLASH, 9ft x 4ft MASSIVE KITCHEN ISLAND w/seating and storage, NEW KITCHENAID HIGH END APPLIANCES, GOLD FIXTURES, LED RECESS CAN LIGHTING and PENDANT LIGHTING! NEW LUXURY TILE FLOORING, LEVEL 5 QUARTZ COUNTERTOPS THROUGHOUT, ALL BATHROOMS HAVE BEEN TOTALLY REDESIGNED AND HAVE THERE OWN PERSONALITY.! The master suite is a SERENE RETREAT with a HUGE walk-in closet.! Featuring a LAVISH 9ft x 20ft en-suite bathroom with his and her vanity’s, A MASSIVE 9ft x 8ft SPA LIKE WALK IN SHOWER with a FREE STANDING SOAKER TUB looking out to the water. BEAUTIFUL IMPORTED ITALIAN TILES IN BATHROOMS, LED RECESSED AND DESIGNER LIGHTING THROUGHOUT, RESTORATION HARDWARE, HIGH-END GOLD FIXTURES THROUGHOUT, NEW INTERIOR DOORS, NEW WATER HEATER and ENERGY EFFICIENT IMPACT WINDOWS.! ENTIRE CEILING OF THE HOME WAS RETEXTURED, FRESH PAINT INTERIOR/EXTERIOR.! NEW POOL PUMP AND POOL FILTER.! This home has the perfect blend of style, luxury, and functionality. This is your chance to live in a centrally located and highly desirable gated waterfront community. CALL ME TODAY FOR YOUR PRIVATE SHOWING.!!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,302

Sqft

0.23 ac

Lot size

2

Garage

1987

Year built

One

Levels

$534

Per sqft

Private poolWaterfrontFireplaceWater viewPets allowed

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator
InteriorEating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
ViewWater
FacesNorth
ParkingDriveway · Oversized
ExteriorFrench Doors · Irrigation System · Rain Gutters · Sliding Doors

Community & fees

HOA fee$131/mo
Taxes (2025)$14,608/yr
PetsYes
CommunityCanal Front · Fishing · Lake · Water Access · Waterfront · Dog Park · Gated Community - Guard · Playground · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,606 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,636
PMI (est., until 20% equity)$461
Property tax — 2025 actual bill$1,217
HOA fee — from the listing$131
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $122,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $122,990
Interest rate6.00%
Loan term

Estimated payment

$8,606/mo

Principal & interest$6,636
PMI (est., until 20% equity)$461
Property taxes (actual bill)$1,217
HOA / condo fee$131
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.2M
$736KedgeAI estimate $856,744 · range $767K$1.2M$1.3M

vs edgeAI estimate

+43.6%

$/sqft vs Tampa actives

$534 vs $299

Days on market

205 vs 43 typical

Where $534/sqft sits among the 400 Tampa actives

191
120
30 · this home
19
11
29
$154–291$291–428$428–565$565–702$702–839$839+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bay Port Colony

Map of 4804 LONGWATER WAY inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)18 min
Downtown Tampa21 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Bay Port Colony — neighborhood snapshot

Population

2,020

Median age

40

Median income

$98,006

Median home value

$334,250

Avg household

2

Households w/ children

191

For the school run

Hillsborough County School District

ElementaryBay Crest Elementary School★★★★★
HighAlonso High School★★★★
MiddleFarnell Middle School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$432K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

207 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 294% above the TAMPA 33615 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,229,900 $20K
Jan 17, 2026Listed at $1,250,000 · 205 days on market since
1987Built · BAYSIDE VILLAGE

Reality check

What actually sold near 4804 LONGWATER WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4826 LONGWATER WAYSold · Apr ’26

$1,210,000

4826 LONGWATER WAY · same community

4 bd · 3 ba · 2,764 sqft · $438/sqft · 224 DOM

5806 CRUISER WAYSold · Jul ’26

$1,600,000

5806 CRUISER WAY · same community

4 bd · 4 ba · 3,401 sqft · $470/sqft · 22 DOM

5807 SCHOONER WAYSold · May ’26

$899,000

5807 SCHOONER WAY

4 bd · 2 ba · 2,293 sqft · $392/sqft · 76 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 4804 LONGWATER WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4804 LONGWATER WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4804 LONGWATER WAY FAQs

What would the monthly payment be for 4804 LONGWATER WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,606/mo — principal and interest, the actual property-tax bill, the $131/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4804 LONGWATER WAY?+

The association fee works out to $131 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4804 LONGWATER WAY?+

The most recent tax bill on record (2025) was $14,608. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4804 LONGWATER WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $1,229,900, this home is listed about 173% above the Tampa median of $449,999. The market section on this page shows how the area is trending.

Which schools are assigned to 4804 LONGWATER WAY?+

Bay Crest Elementary School (elementary), Alonso High School (high), Farnell Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,229,900 runs 294% above the TAMPA 33615 median — but at 2,302 sqft it's also 45% larger than the typical Tampa listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

205 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Bay Crest Elementary School, Alonso High School, Farnell Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Alonso High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,250,000, now $1,229,900 — a $20K cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Angela Thompson. MLS #TB8463205.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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