2399 GALLAGHER AVENUE, SPRING HILL, FL, 34606
Active200 days on marketListed Jan 16, 2026MLS #TB8464667
About this home
2399 GALLAGHER AVENUE
Move-In Ready 3-Bedroom Pool Home with Modern Upgrades! Looking for a home where all you need to do is bring your personal belongings? Look no further! This beautifully upgraded 3-bedroom, 2-bath pool home is truly move-in ready and waiting for its new owners. The kitchen features high-end granite countertops, and the home boasts stylish luxury vinyl plank flooring throughout—no carpet anywhere. Major updates include a new roof (2021), pool heater (2022), pool light (2023), and new pool filter and gutters (2025). The dryer vent was cleaned and the A/C serviced in 2025, offering added peace of mind. All windows are equipped with built-in hurricane shutters, and the private backyard features a sparkling pool with privacy fencing, creating a quiet, secluded retreat. The garage currently includes a non-permanent divider used for extra storage, which can easily be removed to accommodate vehicle parking. This well-maintained home checks all the boxes—schedule your showing today and come see it for yourself!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,220
Sqft
0.23 ac
Lot size
2
Garage
1980
Year built
One
Levels
$291
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,501 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,501/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.1%
$/sqft vs SPRING HILL
$291 vs $200
Days on market
200 vs 41 typical
Where $291/sqft sits among the 288 homes for sale in SPRING HILL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34606 — neighborhood snapshot
Population
28,155
Median age
50.4
Median income
$54,730
Median home value
$227,700
Avg household
2.25
Households w/ children
2,752
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $315K
Spring Hill median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
140 of 288
SPRING HILL have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the SPRING HILL 34606 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 2399 GALLAGHER AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$198,900
7065 SPRING HILL DRIVE · same community
2 bd · 1 ba · 1,198 sqft · $166/sqft · 16 DOM
Sold · Mar ’26$240,000
10290 BANNOCK STREET · same community
2 bd · 2 ba · 1,264 sqft · $190/sqft · 4 DOM
Sold · Dec ’25$228,830
9364 CARTHAGE ROAD · same community
3 bd · 1.5 ba · 1,166 sqft · $196/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2399 GALLAGHER AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2399 GALLAGHER AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2399 GALLAGHER AVENUE FAQs
What would the monthly payment be for 2399 GALLAGHER AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,501/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2399 GALLAGHER AVENUE?+
The most recent tax bill on record (2025) was $1,133. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Spring Hill?+
At $355,000, this home is listed about 3% above the Spring Hill median of $344,380. The market section on this page shows how the area is trending.
Which schools are assigned to 2399 GALLAGHER AVENUE?+
Deltona Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$355,000 runs 27% above the SPRING HILL 34606 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
200 days on market against a Spring Hill median of 41 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of HOMAN REALTY GROUP INC · Betty Guilliams Pllc. MLS #TB8464667.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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