11102 28TH STREET, TAMPA, FL, 33612
Active210 days on marketListed Jan 15, 2026MLS #TB8464852
About this home
11102 28TH STREET
Welcome to 11102 N 28th St, Tampa! This well-maintained home offers the perfect combination of comfort, convenience, and long-term value. One of its most significant updates is the brand-new roof installed in June 2026, giving the next owner added peace of mind from day one. Inside, you'll find a functional layout with comfortable living spaces and plenty of natural light. The spacious backyard provides room to relax, entertain, or create your own outdoor retreat. Ideally located just minutes from USF, Busch Gardens, major hospitals, shopping, dining, and with convenient access to I-275 and I-75, this home offers an excellent location for both homeowners and investors. If you're looking for a move-in ready home with a major capital improvement already completed, this property is a must-see. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,456
Sqft
0.17 ac
Lot size
1
Garage
1967
Year built
One
Levels
$251
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,752 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,752/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.9%
$/sqft vs Tampa actives
$251 vs $299
Days on market
210 vs 44 typical
Where $251/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside University Square
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
University Square — neighborhood snapshot
Population
7,279
Median age
37
Median income
$39,492
Median home value
$214,686
Avg household
3
Households w/ children
946
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
217 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the TAMPA 33612 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 11102 28TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$435,000
10909 N 28TH STREET · same community
3 bd · 2 ba · 1,497 sqft · $291/sqft · 37 DOM
Sold · Jun ’26$375,000
10918 N 29TH STREET · same community
3 bd · 2 ba · 1,394 sqft · $269/sqft · 29 DOM
Sold · Feb ’26$380,000
10906 N 28TH STREET · same community
3 bd · 2 ba · 1,146 sqft · $332/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11102 28TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11102 28TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11102 28TH STREET FAQs
What would the monthly payment be for 11102 28TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,752/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11102 28TH STREET?+
The most recent tax bill on record (2024) was $3,385. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $364,900, this home is listed about 19% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 11102 28TH STREET?+
Witter Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Wharton High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$364,900 runs 17% above the TAMPA 33612 median.
02Time on market is leverage
210 days on market against a Tampa median of 44 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $410,000, now $364,900 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RUIZ REALTY SERVICES INC. · Amaya Alayon Rosenada. MLS #TB8464852.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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