CENTURY 21 Edge
$514,000$550,0004 bd3 ba2,486 sqft$207 /sqft$3,902 /mo all-in ↓

10805 DESOTO ROAD, RIVERVIEW, FL, 33578

Active197 days on marketListed Jan 21, 2026MLS #TB8467410

Reduced $36KSingle Family ResidenceUNPLATTED

About this home

10805 DESOTO ROAD

Beautifully remodeled 4-bedroom, 3-bath home offering 2,486 sq ft of spacious living and situated on an oversized lot with NO HOA and NO CDD—perfect for RVs, boats, or extra vehicles. This expansive home features two primary suites with private bathrooms, plus two living rooms, two dining areas, and a dedicated space ideal for a home office. Recent upgrades include a recently updated AC system, electrical panel, water heater, flooring, and fresh interior and exterior paint. The stunning kitchen boasts granite countertops, a recently updated backsplash, extra cabinetry, recently updated stainless-steel appliances, and a large island ideal for entertaining family and friends. Recessed and upgraded lighting throughout the home enhances the bright, open feel. All bathrooms have been fully updated with newer vanities, toilets, and modern fixtures. Exterior highlights include recently installed pavers in the front and backyard, and a large, beautiful lanai—perfect for enjoying Florida sunrises.Conveniently located in Riverview with easy access to I-75, the Crosstown Expressway, shopping, dining, and schools. A public boat ramp is less than 2 miles away, and the area offers excellent public, charter, and other schools options. Don’t miss this exceptional opportunity—schedule your private showing today. It is the responsibility of the Buyer and Buyer's agent to verify the room sizes, room counts, HOA, community rules and restrictions, pet restrictions, deed restrictions, lot size, flood zone, etc. All room sizes are estimated. Please present all offers on FAR-BAR As-Is contract with pre-approval or proof of funds. Security cameras on property. Cameras may record audio and video. Entry into the property constitutes consent to recording.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,486

Sqft

0.42 ac

Lot size

1960

Year built

Two

Levels

$207

Per sqft

Negotiable

Inside

FlooringLaminate · Other · Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat
LaundryInside · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationCrawlspace · Slab
FacesNorth
ExteriorDog Run · Outdoor Grill · Private Mailbox · Private Yard · Storage

Community & fees

Taxes (2024)$5,868/yr

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Water Available · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,902 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,026
FHA mortgage insurance (est.)$227
Property tax — 2024 actual bill$489
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,990
Interest rate6.00%
Loan term

Estimated payment

$3,902/mo

Principal & interest$3,026
FHA mortgage insurance (est.)$227
Property taxes (actual bill)$489
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $514K
$493KedgeAI estimate $612,513 · range $605K$621K$645K

vs edgeAI estimate

−16.1%

$/sqft vs UNPLATTED

$207 vs $300

Days on market

197 vs 42 typical

Where $207/sqft sits among the 189 homes for sale in UNPLATTED

104 · this home
33
18
13
5
16
$175–317$317–458$458–600$600–742$742–883$883+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Riverview

Map of 10805 DESOTO ROAD

Drive times from this address

Downtown Tampa16 min
Tampa Int’l Airport (TPA)29 min
Walt Disney World71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Riverview. See the full Riverview guide →

RIVERVIEW 33578 — neighborhood snapshot

Population

58,474

Median age

35

Median income

$80,223

Median home value

$298,000

Avg household

2.45

Households w/ children

7,421

For the school run

Hillsborough County School District

ElementarySessums Elementary School★★★★★
MiddleRodgers Middle Magnet School★★★★
HighSpoto High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Riverview market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$394K$370K

Riverview median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

89 of 189

UNPLATTED have cut their price

Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 80% above the RIVERVIEW 33578 median. See the full Riverview market guide →

Paper trail

This home's history

CurrentPrice reduced to $514,000 $36K
Jan 21, 2026Listed at $550,000 · 197 days on market since
1960Built · UNPLATTED

Reality check

What actually sold near 10805 DESOTO ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8903 DONNA LU DRIVESold · Dec ’25

$1,185,000

8903 DONNA LU DRIVE · same community

3 bd · 2 ba · 2,106 sqft · $563/sqft · 98 DOM

913 E GENESEE STREETSold · Dec ’25

$332,000

913 E GENESEE STREET · same community

3 bd · 2.5 ba · 2,075 sqft · $160/sqft · 4 DOM

2852 TOM BREWER LANESold · Nov ’25

$302,000

2852 TOM BREWER LANE · same community

4 bd · 2 ba · 1,944 sqft · $155/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Erwin Vazquez

Your agent

Erwin Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10805 DESOTO ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10805 DESOTO ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10805 DESOTO ROAD FAQs

What would the monthly payment be for 10805 DESOTO ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,902/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10805 DESOTO ROAD?+

The most recent tax bill on record (2024) was $5,868. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Riverview?+

At $514,000, this home is listed about 34% above the Riverview median of $385,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10805 DESOTO ROAD?+

Sessums Elementary School (elementary), Rodgers Middle Magnet School (middle), Spoto High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$514,000 runs 80% above the RIVERVIEW 33578 median — but at 2,486 sqft it's also 24% larger than the typical Riverview listing.

02Time on market is leverage

197 days on market against a Riverview median of 42 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $550,000, now $514,000 — a $36K cut. The full history is in the market section below.

Listing courtesy of LANTES REAL ESTATE LLC · Angel Gonzalez Cruz. MLS #TB8467410.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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10805 DESOTO ROAD, RIVERVIEW, FL — 4 Bed, 3 Bath — $514,000 | CENTURY 21 Edge