CENTURY 21 Edge
$360,000$400,0005 bd3 ba2,450 sqft$147 /sqft$2,876 /mo all-in ↓

128 CYPRESS BOULEVARD E, HOMOSASSA, FL, 34446

Active189 days on marketListed Jan 26, 2026MLS #TB8468646

Reduced $40KSingle Family ResidenceSUGARMILL WOODS CYPRESS VILLA

About this home

128 CYPRESS BOULEVARD E

Step inside this beautiful 5-bedroom, 3-bath home set on a spacious lot backing up to a peaceful greenbelt. Built in 2025, this move-in ready home features an open floor plan filled with tons of natural light, creating a bright and inviting atmosphere throughout. The main living areas showcase durable luxury vinyl flooring, while the kitchen is equipped with stainless steel appliances, quartz countertops, and ample space for cooking and gathering. The seamless flow between the kitchen and living areas makes it perfect for both everyday living and entertaining. All bedrooms are generously sized with ample closet space, and the fifth bedroom includes a private en-suite bath—ideal for guests or an in-law suite. Bathrooms are thoughtfully designed with updated finishes, modern vanities, and contemporary fixtures. Located in a quiet neighborhood, this home offers both comfort and convenience, just minutes from shopping, dining, and entertainment.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,450

Sqft

0.34 ac

Lot size

2

Garage

2024

Year built

One

Levels

$147

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesCooktop · Dishwasher · Microwave
InteriorEating Space In Kitchen · In Wall Pest System · Living Room/Dining Room Combo · Open Floorplan · Pest Guard System · Primary Bedroom Main Floor · Tray Ceiling(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorIrrigation System · Sprinkler Metered

Community & fees

HOA fee$11/mo
Taxes (2025)$5,113/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,876 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property tax — 2025 actual bill$426
HOA fee — from the listing$11
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,600
Interest rate6.00%
Loan term

Estimated payment

$2,876/mo

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$426
HOA / condo fee$11
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Homosassa actives

$147 vs $175

Days on market

189 vs 41 typical

Where $147/sqft sits among the 219 Homosassa actives

84 · this home
73
16
17
7
22
$123–165$165–207$207–249$249–291$291–333$333+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cypress Village At Sugarmill Woods

Map of 128 CYPRESS BOULEVARD E inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)72 min
Downtown Tampa75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Homosassa. See the full Homosassa guide →

Cypress Village At Sugarmill Woods — neighborhood snapshot

Population

5,767

Median age

68

Median income

$74,848

Median home value

$304,688

Avg household

2

Households w/ children

413

For the school run

Citrus County School District

HighLecanto High School★★★★★
ElementaryLecanto Primary School★★★★★
MiddleLecanto Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Homosassa market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$299K$302K

Homosassa median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

106 of 219

Homosassa actives have cut their price

Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% above the HOMOSASSA 34446 median. See the full Homosassa market guide →

Paper trail

This home's history

CurrentPrice reduced to $360,000 $40K
Jan 26, 2026Listed at $400,000 · 189 days on market since
2024Built · SUGARMILL WOODS CYPRESS VILLA

Reality check

What actually sold near 128 CYPRESS BOULEVARD E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13 SANDPINE COURT WSold · Jun ’26

$380,950

13 SANDPINE COURT W

4 bd · 3 ba · 2,436 sqft · $156/sqft · 0 DOM

13 SANDPINE COURT WSold · Jun ’26

$380,950

13 SANDPINE COURT W

4 bd · 3 ba · 2,436 sqft · $156/sqft · 46 DOM

6 FRINGETREE COURTSold · Oct ’25

$392,100

6 FRINGETREE COURT

4 bd · 3 ba · 2,435 sqft · $161/sqft · 94 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 128 CYPRESS BOULEVARD E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 128 CYPRESS BOULEVARD E — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

128 CYPRESS BOULEVARD E FAQs

What would the monthly payment be for 128 CYPRESS BOULEVARD E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,876/mo — principal and interest, the actual property-tax bill, the $11/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 128 CYPRESS BOULEVARD E?+

The association fee works out to $11 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 128 CYPRESS BOULEVARD E?+

The most recent tax bill on record (2025) was $5,113. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 128 CYPRESS BOULEVARD E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Homosassa?+

At $360,000, this home is listed about 3% above the Homosassa median of $350,250. The market section on this page shows how the area is trending.

Which schools are assigned to 128 CYPRESS BOULEVARD E?+

Lecanto High School (high), Lecanto Primary School (elementary), Lecanto Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$360,000 runs 29% above the HOMOSASSA 34446 median — but at 2,450 sqft it's also 25% larger than the typical Homosassa listing.

02Time on market is leverage

189 days on market against a Homosassa median of 41 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $400,000, now $360,000 — a $40K cut. The full history is in the market section below.

Listing courtesy of MARK SPAIN REAL ESTATE · Chris Sakamoto. MLS #TB8468646.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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