CENTURY 21 Edge
$245,000$265,0002 bd2 ba1,400 sqft$175 /sqft$1,941 /mo all-in ↓

2431 CANADIAN WAY UNIT 37, CLEARWATER, FL, 33763

Active193 days on marketListed Jan 27, 2026MLS #TB8469449

Reduced $20KCondominiumON TOP OF THE WORLD

About this home

2431 CANADIAN WAY UNIT 37

Some photos have been virtually staged to help buyers visualize the property's potential. Property will be shown unfurnished. Welcome to this beautifully updated 2 bedroom, 2 bathroom condo in the highly sought-after community of On Top of the World in Clearwater. This 1,400 sq. ft. second-floor unit features a fully renovated kitchen with brand new appliances, modern finishes, recessed lighting, and an open, inviting feel. Both bathrooms have been tastefully updated, while impact-resistant windows provide energy efficiency and peace of mind. Major updates include a new hot water heater in 2024 and HVAC installed in 2010. Enjoy the convenience of a dedicated storage unit and a prime location just steps from the activity center and pool. Live the resort lifestyle with nonstop amenities, exciting activities, and access to two beautiful golf courses. Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for resident owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. Association approval is required. If financing, a 35% down payment is required.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,400

Sqft

0 ac

Lot size

1970

Year built

One

Levels

$175

Per sqft

55+ communityPets allowed

Inside

FlooringCeramic Tile · Vinyl
AppliancesDishwasher · Disposal · Freezer · Ice Maker · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Thermostat
LaundrySame Floor As Condo Unit
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMembrane
ConstructionConcrete
FoundationSlab
FacesNortheast
ParkingAssigned
ExteriorLighting · Sidewalk

Community & fees

Taxes (2024)$2,770/yr
PetsYes
CommunityDock · Association Recreation - Lease · Buyer Approval Required · Dog Park · Fitness Center · Golf · Irrigation-Reclaimed Water · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected · Fiber Optics · Fire Hydrant · Phone Available · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,941 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,442
FHA mortgage insurance (est.)$108
Property tax — 2024 actual bill$231
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,575Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,575
Interest rate6.00%
Loan term

Estimated payment

$1,941/mo

Principal & interest$1,442
FHA mortgage insurance (est.)$108
Property taxes (actual bill)$231
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $245K
$158KedgeAI estimate $176,130 · range $164K$192K$255K

vs edgeAI estimate

+39.1%

$/sqft vs ON TOP OF THE WORLD

$175 vs $145

Days on market

193 vs 55 typical

Where $175/sqft sits among the 237 homes for sale in ON TOP OF THE WORLD

65
50
38
34 · this home
23
27
$95–119$119–142$142–166$166–189$189–213$213+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 2431 CANADIAN WAY UNIT 37

Drive times from this address

Tampa Int’l Airport (TPA)27 min
Downtown Tampa31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33763 — neighborhood snapshot

Population

21,278

Median age

53.8

Median income

$53,552

Median home value

$215,900

Avg household

2.12

Households w/ children

1,898

For the school run

Pinellas County School District

ElementaryMcMullen-Booth Elementary School★★★★★
HighCountryside High School★★★★★
MiddleSafety Harbor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$328K$307K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

110 of 237

ON TOP OF THE WORLD have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 49% above the CLEARWATER 33763 median. See the full Clearwater market guide →

Paper trail

This home's history

CurrentPrice reduced to $245,000 $20K
Jan 27, 2026Listed at $265,000 · 193 days on market since
1970Built · ON TOP OF THE WORLD

Reality check

What actually sold near 2431 CANADIAN WAY UNIT 37

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2360 WORLD PARKWAY BOULEVARD UNIT 38Sold · Dec ’25

$131,000

2360 WORLD PARKWAY BOULEVARD UNIT 38 · same community

2 bd · 2 ba · 1,400 sqft · $94/sqft · 47 DOM

2071 AUSTRALIA WAY W UNIT 37Sold · Mar ’26

$155,000

2071 AUSTRALIA WAY W UNIT 37 · same community

2 bd · 2 ba · 1,400 sqft · $111/sqft · 12 DOM

2379 FINLANDIA LANE UNIT 21Sold · Dec ’25

$269,900

2379 FINLANDIA LANE UNIT 21 · same community

2 bd · 2 ba · 1,400 sqft · $193/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

German Parra Tovar

Your agent

German Parra Tovar

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2431 CANADIAN WAY UNIT 37 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2431 CANADIAN WAY UNIT 37 — before you fall in love.

See it in person

Schedule a tour

Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2431 CANADIAN WAY UNIT 37 FAQs

What would the monthly payment be for 2431 CANADIAN WAY UNIT 37?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,941/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2431 CANADIAN WAY UNIT 37?+

The most recent tax bill on record (2024) was $2,770. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2431 CANADIAN WAY UNIT 37?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $245,000, this home is listed about 11% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2431 CANADIAN WAY UNIT 37?+

McMullen-Booth Elementary School (elementary), Countryside High School (high), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$245,000 runs 49% above the CLEARWATER 33763 median.

02Time on market is leverage

193 days on market against a Clearwater median of 55 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $265,000, now $245,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of ON TOP OF THE WORLD RE · Kenny Reiss. MLS #TB8469449.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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2431 CANADIAN WAY UNIT 37, CLEARWATER, FL — 2 Bed, 2 Bath — $245,000 | CENTURY 21 Edge