2430 FLORENTINE WAY UNIT 40, CLEARWATER, FL, 33763
Active145 days on marketListed Mar 13, 2026MLS #TB8469504
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11:30 AM – 2:00 PM
2430 Florentine Way, Apt 40, Clearwater, FL. 33763. N. Belcher Rd. to On Top of The World entrance on World Parkway Blvd, then rt turn after guard gate, immediate left on Findlandia, left on San Franciscan Dr., rt on Florentine Way, to Building on left #41 Rila Renaissance
About this home
2430 FLORENTINE WAY UNIT 40
This beautiful remodeled 2-bedroom, 2-bath condo in Clearwater’s premier 55+ community, On Top of the World, offers the perfect balance of modern upgrades and resort-style living. Step inside to an open-concept design with waterproof luxury vinyl flooring, fresh paint, recessed lighting, and stylish ceiling fans. A brand-new Trane HVAC system (installed August 2025) ensures comfort year-round. The updated kitchen is both functional and elegant, featuring shaker-style cabinetry, granite countertops, subway tile backsplash, stainless steel appliances, soft-close drawers, under-cabinet lighting, and a breakfast bar. The spacious living area flows into a bright Florida room with custom built-ins and a wine bar, ideal for relaxing or entertaining. As an end-unit, this home is filled with natural light and offers sweeping golf course views through newer hurricane-rated windows with plantation shutters. Both bathrooms have been tastefully renovated with marble countertops, updated vanities, porcelain tile, and upgraded fixtures. Added conveniences include ample closet space, an in-unit washer and dryer. Living at On Top of the World means access to unmatched amenities: two private golf courses (free for owners), two heated pools, a fitness center, tennis and pickleball courts, hot tub, sauna, dog park, hobby studios, billiards, lawn bowling, library, café, and an active calendar of clubs and events. Cable and internet included in the low monthly fees. Just minutes from Clearwater's world-famous beaches, dining, shopping, and entertainment, this move-in-ready condo offers low-maintenance living in one of Florida’s most sought-after 55+ communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,400
Sqft
1974
Year built
Three Or More
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,046 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,046/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+38.9%
$/sqft vs ON TOP OF THE WORLD
$185 vs $148
Days on market
145 vs 55 typical
Where $185/sqft sits among the 238 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33763 — neighborhood snapshot
Population
21,278
Median age
53.8
Median income
$53,552
Median home value
$215,900
Avg household
2.12
Households w/ children
1,898
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $350K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
112 of 238
ON TOP OF THE WORLD have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% above the CLEARWATER 33763 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2430 FLORENTINE WAY UNIT 40
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$131,000
2360 WORLD PARKWAY BOULEVARD UNIT 38 · same community
2 bd · 2 ba · 1,400 sqft · $94/sqft · 47 DOM
Sold · Mar ’26$155,000
2071 AUSTRALIA WAY W UNIT 37 · same community
2 bd · 2 ba · 1,400 sqft · $111/sqft · 12 DOM
Sold · Dec ’25$269,900
2379 FINLANDIA LANE UNIT 21 · same community
2 bd · 2 ba · 1,400 sqft · $193/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2430 FLORENTINE WAY UNIT 40 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2430 FLORENTINE WAY UNIT 40 — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2430 FLORENTINE WAY UNIT 40 FAQs
What would the monthly payment be for 2430 FLORENTINE WAY UNIT 40?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,046/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2430 FLORENTINE WAY UNIT 40?+
The most recent tax bill on record (2025) was $2,924. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2430 FLORENTINE WAY UNIT 40?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $259,500, this home is listed about 6% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2430 FLORENTINE WAY UNIT 40?+
McMullen-Booth Elementary School (elementary), Countryside High School (high), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$259,500 runs 62% above the CLEARWATER 33763 median.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
145 days on market against a Clearwater median of 55 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $283,000, now $259,500 — a $24K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Jane Lyon. MLS #TB8469504.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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