CENTURY 21 Edge
$4,395,0006 bd6 ba5,186 sqft$847 /sqft$31,217 /mo all-in ↓

3830 SHORE ACRES BOULEVARD NE, ST PETERSBURG, FL, 33703

Active193 days on marketListed Feb 5, 2026MLS #TB8472930

WaterfrontPrivate poolSingle Family ResidenceSHORE ACRES OVERLOOK SEC

About this home

3830 SHORE ACRES BOULEVARD NE

This exceptional waterfront residence, built in 2023, delivers a refined blend of modern design, advanced technology, and sweeping open bayou views. Thoughtfully enhanced over time and constructed with quality and longevity in mind, this five-bedroom estate offers an elevated coastal lifestyle in one of St. Petersburg’s most desirable waterfront settings. Spanning approximately 5,200 square feet, the home features five bedrooms, five full bathrooms, and two half bathrooms, with a flexible layout designed for everyday living and entertaining. An elevator services all levels of the home, offering effortless access throughout. The main living level welcomes you with a spacious great room anchored by a striking fireplace and expansive windows capturing the water beyond. An open-concept design flows seamlessly into the dining and kitchen areas, creating a refined backdrop for elevated living and entertaining. The kitchen is a true showpiece, anchored by a massive waterfall-edge statement island and featuring a professional-grade natural gas ZLINE cooktop, a fully paneled Sub-Zero refrigerator for a seamless custom look, and expansive European-style cabinetry. Quartz countertops and thoughtful design details elevate the space, while a hidden oversized walk-in pantry offers exceptional storage and prep space and includes a second refrigerator. A wet bar and dedicated wine cooler further enhance the kitchen’s entertaining appeal. Two primary suites provide flexibility and privacy. One suite occupies the second level, while the expansive third-level primary retreat serves as a true sanctuary with custom his-and-hers closets and a spa-inspired bathroom featuring a large walk-in shower and freestanding soaking tub. The primary bedroom opens directly to a private balcony overlooking breathtaking open bayou views. The third level also features a generously sized family room with beautiful water views and direct access to an additional balcony, along with a conveniently located laundry room. The home is fully integrated with a whole-house sound, lighting, and smart-control system, all operable from a mobile app. Additional upgrades include motorized window blinds, a whole-house solar system, a water softener system, and a whole-house generator. Outdoor living is exceptional, with wide open bayou views, a composite dock with boat lift, and a resort-style pool and spa enhanced with a new pump and heater in 2025 and now fully screened for year-round enjoyment. Two well-appointed outdoor kitchens and a dedicated pool bathroom complete the space, while thoughtfully designed landscaping and new fencing provide privacy without sacrificing the waterfront backdrop. Additional highlights include impact-rated windows and doors throughout, offering enhanced storm protection and peace of mind, along with an oversized garage providing exceptional space for multiple vehicles, storage, and water toys. Perfectly positioned in Northeast St. Petersburg, the home offers easy golf-cart access to vibrant downtown St. Pete, known for its waterfront dining, award-winning restaurants, museums, parks, and year-round events. This is a rare opportunity to own a meticulously upgraded waterfront home that combines modern luxury, smart-home innovation, and timeless coastal appeal, set against a striking open bayou backdrop.

Facts & features

The home at a glance

6

Bedrooms

6

Bathrooms

5,186

Sqft

0.29 ac

Lot size

4

Garage

2023

Year built

Three Or More

Levels

$847

Per sqft

Private poolWaterfrontFireplaceWater view

Inside

FlooringLuxury Vinyl · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Microwave · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Elevator · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Stone Counters · Walk-In Closet(s)
LaundryLaundry Room · Upper Level
CoolingCentral Air · Zoned
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock · Wood Frame
FoundationSlab
ViewWater
FacesEast
ParkingCircular Driveway · Garage Door Opener · Oversized · Split Garage
ExteriorBalcony · Irrigation System · Lighting · Outdoor Kitchen · Private Mailbox · Sliding Doors

Community & fees

Taxes (2025)$68,328/yr
CommunityFishing · Public Boat Ramp · Water Access · Waterfront · Irrigation-Reclaimed Water · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$31,217 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$23,715
PMI (est., until 20% equity)$1,648
Property tax — 2025 actual bill$5,694
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $439,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $439,500
Interest rate6.00%
Loan term

Estimated payment

$31,217/mo

Principal & interest$23,715
PMI (est., until 20% equity)$1,648
Property taxes (actual bill)$5,694
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs SHORE ACRES OVERLOOK SEC

$847 vs $282

Days on market

193 vs 57 typical

Where $847/sqft sits among the 23 homes for sale in SHORE ACRES OVERLOOK SEC

16
3
2
1
0
1 · this home
$224–328$328–432$432–536$536–640$640–744$744+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Shore Acres

Map of 3830 SHORE ACRES BOULEVARD NE inside its neighborhood boundary

Drive times from this address

Downtown Tampa29 min
Tampa Int’l Airport (TPA)30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Shore Acres — neighborhood snapshot

Population

5,665

Median age

43

Median income

$152,582

Median home value

$595,023

Avg household

3

Households w/ children

736

For the school run

Pinellas County School District

ElementaryShore Acres Elementary School★★★★
HighNortheast High School★★★★★
MiddleMeadowlawn Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

13 of 23

SHORE ACRES OVERLOOK SEC have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 947% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →

Paper trail

This home's history

Feb 5, 2026Listed at $4,395,000 · 193 days on market since
2023Built · SHORE ACRES OVERLOOK SEC

Reality check

What actually sold near 3830 SHORE ACRES BOULEVARD NE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3752 ARKANSAS AVENUE NESold · Jun ’26

$1,762,500

3752 ARKANSAS AVENUE NE · same community

5 bd · 4.5 ba · 3,275 sqft · $538/sqft · 114 DOM

4019 HARRISBURG STREET NESold · Jun ’26

$1,135,000

4019 HARRISBURG STREET NE · same community

5 bd · 3.5 ba · 2,869 sqft · $396/sqft · 8 DOM

3227 BAYSHORE BOULEVARD NESold · May ’26

$1,725,000

3227 BAYSHORE BOULEVARD NE · same community

4 bd · 1.5 ba · 1,696 sqft · $1,017/sqft · 296 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 3830 SHORE ACRES BOULEVARD NE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3830 SHORE ACRES BOULEVARD NE — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3830 SHORE ACRES BOULEVARD NE FAQs

What would the monthly payment be for 3830 SHORE ACRES BOULEVARD NE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $31,217/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3830 SHORE ACRES BOULEVARD NE?+

The most recent tax bill on record (2025) was $68,328. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Petersburg?+

At $4,395,000, this home is listed about 906% above the St Petersburg median of $436,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3830 SHORE ACRES BOULEVARD NE?+

Shore Acres Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$4,395,000 runs 947% above the ST PETERSBURG 33703 median — but at 5,186 sqft it's also nearly 4 times the size of the typical St Petersburg listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

193 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Shore Acres Elementary School, Northeast High School, Meadowlawn Middle School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Kym Coyle. MLS #TB8472930.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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