3162 MOORINGS DRIVE, ST PETERSBURG, FL, 33712
Active189 days on marketListed Feb 11, 2026MLS #TB8473017
About this home
3162 MOORINGS DRIVE
Beautiful furnished rental with high end furniture in The Cove at Loggerhead Marina. A gated waterfront community known for its convenient location and relaxed Florida lifestyle. Just bring your clothes and personal items — everything else is ready for you. This well-maintained, move-in ready 3-bedroom, 2.5-bath townhome offers approximately 1,900 sq ft of bright, comfortable living space. Natural light fills the home, creating an open and welcoming feel throughout. A private indoor elevator provides convenient access from the tandem two-car garage to the main living areas, making daily living simple and accessible. The main level features an open-concept layout with connected living and dining spaces that open to a private patio, offering a nice indoor-outdoor flow. The kitchen includes stainless steel appliances, ample cabinetry, and a flexible den/office space that works well for remote work or additional living needs. Additional features include plantation shutters, updated flooring, a California Closet system, plus a water softener and filtration system. Upstairs, the primary suite offers a comfortable retreat with an en-suite bath and generous closet space. Additional bedrooms provide flexibility for guests, a home office, or longer stays. Residents at The Cove enjoy gated entry, a waterfront pool, clubhouse, and on-site dining, all set within a peaceful marina setting. Located just minutes from St. Petersburg and nearby beaches, this home offers a low-maintenance lifestyle with easy access to shopping, dining, and entertainment. A great opportunity to lease a furnished, elevator-access townhome in a convenient waterfront community — just unpack and settle in!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,920
Sqft
0 ac
Lot size
2
Garage
2017
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$191 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$191/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$2 vs $344
Days on market
189 vs 58 typical
Where $2/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Greater Pinellas Point
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Greater Pinellas Point — neighborhood snapshot
Population
17,370
Median age
45
Median income
$64,146
Median home value
$299,751
Avg household
2
Households w/ children
1,896
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
232 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST PETERSBURG 33712 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3162 MOORINGS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$857,000
2663 70TH AVENUE S
4 bd · 2 ba · 1,940 sqft · $442/sqft · 11 DOM
Sold · Jun ’26$675,000
1954 PINELLAS POINT DRIVE S
3 bd · 2 ba · 1,994 sqft · $339/sqft · 3 DOM
Sold · Jun ’26$575,000
2000 SERPENTINE CIRCLE S
4 bd · 3 ba · 1,844 sqft · $312/sqft · 105 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3162 MOORINGS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3162 MOORINGS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3162 MOORINGS DRIVE FAQs
What would the monthly payment be for 3162 MOORINGS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $191/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3162 MOORINGS DRIVE?+
The listing reports pets: Breed Restrictions, Dogs OK, Number Limit, Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $4,300, this home is listed about 99% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3162 MOORINGS DRIVE?+
Maximo Elementary School (elementary), Bay Point Middle School (middle), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETERSBURG 33712 market on paper
$4,300 is 99% below the ST PETERSBURG 33712 median of $309,450, and at $2/sqft it sits under the St Petersburg average of $378.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
189 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $5,000, now $4,300 — a $700 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Kirsten Ravid. MLS #TB8473017.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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