5028 SCHOOL ROAD, LAND O LAKES, FL, 34638
Active182 days on marketListed Feb 11, 2026MLS #TB8473255
About this home
5028 SCHOOL ROAD
Welcome to this beautifully updated waterfront home, where peaceful lakefront living meets modern comfort. From the moment you step inside, you’ll be drawn in by the abundant natural light and thoughtful finishes that make this space feel both stylish and inviting. Large windows in the spacious living room perfectly frame the stunning lake views, creating a relaxing backdrop for everyday living or entertaining. The chef’s kitchen is designed to impress, featuring high-end appliances, custom cabinetry, and sleek countertops that make cooking a pleasure. Whether you’re looking for a full-time home, a weekend escape, or a smart investment, this property offers the ideal mix of luxury, comfort, and laid-back lakeside living. Opportunities like this don’t come around often—don’t miss your chance to own a fully updated waterfront retreat.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,738
Sqft
0.28 ac
Lot size
1955
Year built
One
Levels
$173
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,219 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,219/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−24.5%
$/sqft vs Land O Lakes actives
$173 vs $205
Days on market
182 vs 41 typical
Where $173/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
215 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 5028 SCHOOL ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$585,000
21334 LAKE SHARON DRIVE · same community
4 bd · 2 ba · 1,736 sqft · $337/sqft · 59 DOM
Sold · Oct ’25$342,000
21400 LAKE SHARON DRIVE · same community
3 bd · 2 ba · 1,470 sqft · $233/sqft · 36 DOM
Sold · Apr ’26$615,000
3754 LAKE JOYCE DRIVE
4 bd · 2 ba · 1,835 sqft · $335/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5028 SCHOOL ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5028 SCHOOL ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5028 SCHOOL ROAD FAQs
What would the monthly payment be for 5028 SCHOOL ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,219/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5028 SCHOOL ROAD?+
The most recent tax bill on record (2024) was $1,922. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Land O Lakes?+
At $300,000, this home is listed about 29% below the Land O Lakes median of $423,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5028 SCHOOL ROAD?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAND O LAKES 34638 market on paper
$300,000 is 18% below the LAND O LAKES 34638 median of $367,000, and at $173/sqft it sits under the Land O Lakes average of $219.
02Time on market is leverage
182 days on market against a Land O Lakes median of 41 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SELLSTATE LEGACY REALTY · Taylor Cresswell. MLS #TB8473255.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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