540 MILWAUKEE AVENUE, DUNEDIN, FL, 34698
Active182 days on marketListed Feb 7, 2026MLS #TB8473491
About this home
540 MILWAUKEE AVENUE
Welcome to 540 Milwaukee Ave in Dunedin, a high-end, fully reimagined 2-bedroom, 2-bathroom block home offering 1,044 sq ft of sophisticated, move-in-ready living. This property has been meticulously transformed with a designer’s eye for detail. The heart of the home is the stunning kitchen featuring double-tone slim shaker cabinets, Quartz Lincoln Gold countertops, and brand-new appliances. Both bathrooms have been fully renovated with custom tile work, modern vanities, new toilets, and LED mirrors, complemented by upgraded shower extensions. High-quality tile flooring runs throughout the entire home, paired with new baseboards, new interior doors, updated hardware, and fresh paint inside and out. Key upgrades include a remodeled laundry room, a tankless water heater, updated lighting, a new privacy fence, fresh landscaping, and new sod for great curb appeal. The garage currently offers excellent flex space for a workshop or home gym; however, the seller is willing to convert the space back into a functional single-car garage at no additional charge upon buyer request. Experience luxury living in the heart of Dunedin—schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,044
Sqft
0.23 ac
Lot size
1
Garage
1957
Year built
One
Levels
$608
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,320 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,320/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+85.9%
$/sqft vs Dunedin actives
$608 vs $300
Days on market
182 vs 47 typical
Where $608/sqft sits among the 254 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$455K → $463K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
153 of 254
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 540 MILWAUKEE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$385,000
540 MILWAUKEE AVENUE · same community
2 bd · 1.5 ba · 1,044 sqft · $369/sqft · 3 DOM
Sold · Sep ’25$422,000
1887 SPRINGTIME AVENUE
3 bd · 2 ba · 1,040 sqft · $406/sqft · 63 DOM
Sold · Feb ’26$340,000
1851 N WASHINGTON AVENUE
2 bd · 1 ba · 1,032 sqft · $329/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 540 MILWAUKEE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 540 MILWAUKEE AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
540 MILWAUKEE AVENUE FAQs
What would the monthly payment be for 540 MILWAUKEE AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,320/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 540 MILWAUKEE AVENUE?+
The most recent tax bill on record (2024) was $5,941. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunedin?+
At $635,000, this home is listed about 59% above the Dunedin median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 540 MILWAUKEE AVENUE?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$635,000 runs 95% above the DUNEDIN 34698 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
182 days on market against a Dunedin median of 47 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $670,000, now $635,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Gustavo Garcia. MLS #TB8473491.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Dunedin homes, in your inbox
Like 540 MILWAUKEE AVENUE but not quite? A daily digest of every new listing in Dunedin — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask John to ping you on any price or status change →