2209 UTOPIAN DRIVE E UNIT 207, CLEARWATER, FL, 33763
Active167 days on marketListed Feb 6, 2026MLS #TB8473618
About this home
2209 UTOPIAN DRIVE E UNIT 207
Welcome home to this clean, move-in-ready 2 bedroom, 2 bathroom condo located in the highly desirable On Top of the World community in Clearwater. This light and bright residence features a spacious floor plan with a large kitchen, generously sized bedrooms, abundant closet space, and a separate storage area—perfect for comfortable, easy living. Furniture can be negotiated. Ideally situated east of Belcher Road, the home offers a quieter location while remaining close to all community amenities. Residents enjoy access to two golf courses—an 18-hole and a 9-hole course—along with two activity centers offering endless opportunities for recreation and social events. The community also features a fully equipped, state-of-the-art fitness center with cardio equipment, strength training, circuit training, and spinning cycles. Additional highlights include a private park on a scenic lake with a walking trail, as well as complimentary bus service providing convenient transportation to local shopping centers. Just minutes from Clearwater’s beautiful beaches, shopping, and dining, with Publix located directly across the street and restaurants only a short drive away. This condo offers the perfect blend of comfort, convenience, and resort-style living—ideal for a full-time residence or seasonal retreat.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,210
Sqft
0 ac
Lot size
1996
Year built
One
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,467 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,467/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.2%
$/sqft vs ON TOP OF THE WORLD
$165 vs $151
Days on market
167 vs 47 typical
Where $165/sqft sits among the 248 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33763 — neighborhood snapshot
Population
21,278
Median age
53.8
Median income
$53,552
Median home value
$215,900
Avg household
2.12
Households w/ children
1,898
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
117 of 248
ON TOP OF THE WORLD have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the CLEARWATER 33763 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2209 UTOPIAN DRIVE E UNIT 207
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$108,000
2431 CANADIAN WAY UNIT 9 · same community
2 bd · 1 ba · 1,100 sqft · $98/sqft · 79 DOM
Sold · Dec ’25$175,000
2071 AUSTRALIA WAY W UNIT 9 · same community
2 bd · 2 ba · 1,100 sqft · $159/sqft · 98 DOM
Sold · Dec ’25$115,000
2358 ECUADORIAN WAY UNIT 56 · same community
2 bd · 2 ba · 1,100 sqft · $105/sqft · 412 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 2209 UTOPIAN DRIVE E UNIT 207 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2209 UTOPIAN DRIVE E UNIT 207 — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2209 UTOPIAN DRIVE E UNIT 207 FAQs
What would the monthly payment be for 2209 UTOPIAN DRIVE E UNIT 207?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,467/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2209 UTOPIAN DRIVE E UNIT 207?+
The most recent tax bill on record (2024) was $506. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2209 UTOPIAN DRIVE E UNIT 207?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $199,900, this home is listed about 27% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2209 UTOPIAN DRIVE E UNIT 207?+
Dunedin High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$199,900 runs 25% above the CLEARWATER 33763 median.
02Time on market is leverage
167 days on market against a Clearwater median of 47 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Dunedin High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $220,000, now $199,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Colleen Bebell. MLS #TB8473618.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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