CENTURY 21 Edge

HWY 630 E, FROSTPROOF, FL, 33843

Active172 days on marketListed Feb 7, 2026MLS #TB8473970

Reduced $31K

About this home

HWY 630 E

2.51± Acre Recreational parcel located within the well-known River Ranch area of Lake Wales, Florida, a Massive Private Recreational community spanning approximately 44,000 acres. The property is zoned RC (Recreational / Conservation) and is NOT intended for traditional residential use. This land is designed exclusively for Recreational and off-grid use. RVs ARE permitted, and Tiny homes are Allowed only if they are Non-Permanent structures. Permanent structures are NOT allowed, including site-built homes, manufactured homes, mobile homes, permanent cabins, or any structure requiring permanent foundations. Private wells, septic systems, and permanent utility installations are also NOT permitted. There are No time-limit restrictions on stays. Owners may remain on the property year-round using a fully self-contained RV or approved Non-permanent setup, provided all water supply and wastewater are handled within the RV system. This preserves River Ranch’s natural, recreational environment. The parcel is raw and unimproved, with No public utilities available. Electricity, if desired, must be handled off-grid through generators, solar panels, battery systems, or similar alternatives. River Ranch access is controlled by a guarded gate, and ownership requires a River Ranch membership, with current dues of approximately $175 per year. Ideal for Camping, Hunting, Fishing, Trail riding, ATVs, buggies, and outdoor recreation, this property offers privacy and freedom rarely found in traditional land ownership. Despite its secluded setting, everyday conveniences are within driving distance, including shopping and essentials near Walmart Supercenter, Kohl’s, and Lakeshore Mall. Medical facilities include AdventHealth Lake Wales and AdventHealth Sebring. Nearby points of interest include Spook Hill, Kissimmee Prairie Preserve State Park, and LEGOLAND Florida Resort. This is a true recreational property, perfect for buyers seeking a weekend getaway, a long-term RV base, or a private outdoor retreat, and not suitable for residential development.

Facts & features

The home at a glance

2.51 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$136/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$475 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$283
FHA mortgage insurance (est.)$21
Property tax — 2025 actual bill$11
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,680Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $1,680
Interest rate6.00%
Loan term

Estimated payment

$475/mo

Principal & interest$283
FHA mortgage insurance (est.)$21
Property taxes (actual bill)$11
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Frostproof

Map of HWY 630 E

Drive times from this address

Walt Disney World68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Frostproof. See the full Frostproof guide →

FROSTPROOF 33843 — neighborhood snapshot

Population

11,072

Median age

53.4

Median income

$51,358

Median home value

$107,900

Avg household

2.45

Households w/ children

742

For the school run

Polk County School District

ElementaryFrostproof Ben Hill Griffin Junior Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Frostproof market

Seller’s marketLeans buyer7.0 months of inventoryBuyer’s market

$220K$245K

Frostproof median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

Median sold price, Frostproof, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% below the FROSTPROOF 33843 median. See the full Frostproof market guide →

Paper trail

This home's history

CurrentPrice reduced to $48,000 $31K
Feb 7, 2026Listed at $79,000 · 172 days on market since

Reality check

What actually sold near HWY 630 E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10 BRUCE AVE, Frostproof FL 33843Sold · Aug ’25

$80,000

10 BRUCE AVE, Frostproof FL 33843

2 bd · 2 ba · 78 DOM

15 BLACKJACK AVENUESold · Aug ’25

$70,000

15 BLACKJACK AVENUE

1 bd · 1 ba · 640 sqft · $109/sqft · 42 DOM

588 HIGHWAY 630 ESold · Sep ’25

$210,000

588 HIGHWAY 630 E

2 bd · 1 ba · 963 sqft · $218/sqft · 75 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about HWY 630 E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for HWY 630 E — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

HWY 630 E FAQs

What would the monthly payment be for HWY 630 E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $475/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on HWY 630 E?+

The most recent tax bill on record (2025) was $136. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Frostproof?+

At $48,000, this home is listed about 83% below the Frostproof median of $274,950. The market section on this page shows how the area is trending.

Which schools are assigned to HWY 630 E?+

Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PLANTATION REALTY, INC. · Carol Villani. MLS #TB8473970.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Frostproof homes, in your inbox

Like HWY 630 E but not quite? A daily digest of every new listing in Frostproof — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Donna to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 29, 2026 at 11:29 AM UTC. The listing information on this page last changed on July 29, 2026 at 11:29 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 29, 2026 at 11:29 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 29, 2026 at 11:29 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.