CENTURY 21 Edge
Pending
$112,000$129,9002 bd2 ba936 sqft$120 /sqft$983 /mo all-in ↓

35025 MCCULLOUGHS LEAP, ZEPHYRHILLS, FL, 33541

Pending180 days on marketListed Feb 12, 2026MLS #TB8474825

Priced 66% below the ZEPHYRHILLS 33541 medianReduced $18KFully furnishedManufactured HomeCOLONY HILLS COMMUNITY

About this home

35025 MCCULLOUGHS LEAP

Enjoy easy, comfortable living in Colony Hills, a land-owned 55+ community where this inviting 2 bedroom, 2 bath home greets you with mature landscaping, welcoming curb appeal, and an oversized 2 car carport. The Florida room leads the way inside and is perfect for relaxing, sipping coffee, or chatting with neighbors. Through a set of sliding doors, the spacious living room features soft carpeting, a ceiling fan, and a built-in storage nook that keeps everyday items neatly tucked away. The layout opens naturally into the dining room, a versatile space enhanced by a built-in hutch ideal for display pieces, extra storage, or effortless serving during gatherings. Overlooking both the dining and living areas, the kitchen feels open and functional with breakfast bar seating, ample cabinetry, and an appliance package including a refrigerator, dishwasher, and range. Just beyond, the screened back porch and adjacent storage room, with convenient laundry access, make daily routines simple and organized. The primary suite sits quietly toward the back of the home and provides generous room for furniture placement, dual closets, and an ensuite bathroom with a walk-in shower and an additional storage closet. The nearby secondary bedroom is well-positioned next to a refreshed full bath featuring new flooring, fresh paint, a new toilet, and a tub/shower combination. A 2020 AC system and wainscoting paneling throughout much of the home add thoughtful finishing touches, and peace of mind. Outside, the screened rear porch is a peaceful spot to unwind with no rear neighbors in sight! A short stroll brings you to the Colony Hills amenities, including an active clubhouse, swimming pool, spa, shuffleboard, and tennis courts, everything you need to stay connected and engaged within the community. This welcoming home in a bustling 55+ community, close to Zephyrhills restaurants, medical facilities, shopping centers, and more is ready for its newest owners- call today to schedule your private showing!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

936

Sqft

0.1 ac

Lot size

1986

Year built

One

Levels

$120

Per sqft

Furnished55+ communityPets allowed

Inside

FlooringCarpet · Linoleum · Luxury Vinyl
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Chair Rail · Eating Space In Kitchen · Primary Bedroom Main Floor
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionOther
FoundationCrawlspace
FacesSouth
ExteriorLighting · Rain Gutters · Sliding Doors · Storage

Community & fees

HOA fee$60/mo
Taxes (2024)$648/yr
PetsNumber Limit, Size Limit, Yes
CommunityBuyer Approval Required · Clubhouse · Deed Restrictions · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$983 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$659
FHA mortgage insurance (est.)$50
Property tax — 2024 actual bill$54
HOA fee — from the listing$60
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,920Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,920
Interest rate6.00%
Loan term

Estimated payment

$983/mo

Principal & interest$659
FHA mortgage insurance (est.)$50
Property taxes (actual bill)$54
HOA / condo fee$60
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $112K
$108KedgeAI estimate $130,645 · range $126K$142K$148K

vs edgeAI estimate

−14.3%

Days on market

180 vs 49 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Colony Hills Community

Map of 35025 MCCULLOUGHS LEAP inside its neighborhood boundary

Drive times from this address

Downtown Tampa40 min
Tampa Int’l Airport (TPA)52 min
Walt Disney World74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Zephyrhills. See the full Zephyrhills guide →

Colony Hills Community — neighborhood snapshot

Population

825

Median age

62

Median income

$49,554

Median home value

$110,500

Avg household

2

Households w/ children

46%

For the school run

Pasco County School District

ElementaryChester W. Taylor Junior Elementary School★★★★★
MiddleRaymond B. Stewart Middle School★★★★
HighZephyrhills High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Zephyrhills market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$331K$340K

Zephyrhills median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 66% below the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →

Paper trail

This home's history

CurrentPrice reduced to $112,000 $18K
Feb 12, 2026Listed at $129,900 · 180 days on market since
1986Built · COLONY HILLS COMMUNITY

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Julian Rivera

Your agent

Julian Rivera

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 35025 MCCULLOUGHS LEAP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 35025 MCCULLOUGHS LEAP — before you fall in love.

See it in person

Schedule a tour

Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

35025 MCCULLOUGHS LEAP FAQs

What would the monthly payment be for 35025 MCCULLOUGHS LEAP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $983/mo — principal and interest, the actual property-tax bill, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 35025 MCCULLOUGHS LEAP?+

The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 35025 MCCULLOUGHS LEAP?+

The most recent tax bill on record (2024) was $648. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 35025 MCCULLOUGHS LEAP?+

The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Zephyrhills?+

At $112,000, this home is listed about 65% below the Zephyrhills median of $320,000. The market section on this page shows how the area is trending.

Which schools are assigned to 35025 MCCULLOUGHS LEAP?+

Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ZEPHYRHILLS 33541 market on paper

$112,000 is 66% below the ZEPHYRHILLS 33541 median of $325,000, and at $120/sqft it sits under the Zephyrhills average of $179.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

180 days on market against a Zephyrhills median of 49 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $129,900, now $112,000 — a $18K cut. The full history is in the market section below.

Listing courtesy of KING & ASSOCIATES REAL ESTATE LLC · Makenzie Brown. MLS #TB8474825.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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