
2416 FOGGY CREEK CIRCLE, CLEARWATER, FL, 33764
Active176 days on marketListed Feb 19, 2026MLS #TB8475183
About this home
2416 FOGGY CREEK CIRCLE
***Seller Financing Available!!*** Welcome to 2416 Foggy Creek Circle, a beautifully maintained end-unit townhome in Clearwater, FL, located within the highly coveted gated community of Towns at Belleair Grove. Owned by the original owners, this is a rare opportunity to purchase a property that has been exceptionally well cared for and barely lived in, clearly reflecting pride of ownership throughout. This spacious 3-bedroom, 2.5-bath townhome features a large two-car garage, perfect for vehicles as well as additional storage for bikes, kayaks, and other Florida lifestyle essentials. Inside, a welcoming foyer leads to the dining area, where sliding glass doors open to a screened-in back porch, providing added privacy and a peaceful outdoor retreat. The open-concept layout flows into a generous family room with ample space for entertaining or relaxing. The kitchen offers a functional design with a large center island, abundant cabinetry, and plenty of room for preparing everyday meals or coastal-inspired cuisine. The first floor also includes a convenient powder room, utility room, and excellent storage. Upstairs, a versatile bonus loft area provides flexible living space ideal for a home office, media room, fitness area, or game room. The spacious primary suite serves as a private retreat with a large walk-in closet, while the additional bedrooms are well-sized for guests or family. Residents of this private Clearwater gated community enjoy access to a community pool and clubhouse. Ideally located with quick access to US Highway 19, this townhome is approximately 20 minutes to world-renowned Clearwater Beach and 20 minutes to Tampa International Airport, offering both convenience and a quiet residential setting. This lightly lived-in, end-unit townhome combines privacy, location, and condition—making it a standout opportunity in one of Clearwater’s most desirable communities.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,153
Sqft
0.07 ac
Lot size
2
Garage
2020
Year built
Two
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,216 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,216/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.4%
$/sqft vs Clearwater actives
$232 vs $224
Days on market
176 vs 55 typical
Where $232/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $306K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
229 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 132% above the CLEARWATER 33764 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2416 FOGGY CREEK CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$543,000
2435 FOGGY CREEK CIRCLE · same community
3 bd · 2.5 ba · 2,153 sqft · $252/sqft · 34 DOM
Sold · Sep ’25$437,500
2487 GOLDEN PASTURE CIRCLE · same community
3 bd · 2.5 ba · 1,853 sqft · $236/sqft · 84 DOM
Sold · Oct ’25$435,900
2432 GOLDEN PASTURE CIRCLE · same community
3 bd · 2.5 ba · 1,853 sqft · $235/sqft · 103 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2416 FOGGY CREEK CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2416 FOGGY CREEK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2416 FOGGY CREEK CIRCLE FAQs
What would the monthly payment be for 2416 FOGGY CREEK CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,216/mo — principal and interest, the actual property-tax bill, the $421/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2416 FOGGY CREEK CIRCLE?+
The association fee works out to $421 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2416 FOGGY CREEK CIRCLE?+
The most recent tax bill on record (2024) was $5,650. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2416 FOGGY CREEK CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $499,999, this home is listed about 82% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2416 FOGGY CREEK CIRCLE?+
Oak Grove Middle School (middle), Plumb Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$499,999 runs 132% above the CLEARWATER 33764 median — but at 2,153 sqft it's also 72% larger than the typical Clearwater listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
176 days on market against a Clearwater median of 55 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Oak Grove Middle School, Plumb Elementary School, Clearwater High School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $539,000, now $499,999 — a $39K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Lance Willard LLC. MLS #TB8475183.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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