2144 43RD TERRACE N, ST PETERSBURG, FL, 33714
Active171 days on marketListed Feb 25, 2026MLS #TB8475335
About this home
2144 43RD TERRACE N
LOCATION -LOCATION- LOCATION. Nestled in a prime, walkable neighborhood, this NEW 2024-built home offers 3 bedrooms, 2 baths, and a spacious 1-car garage in a NON-FLOOD ZONE ensuring low insurance and utility costs. The residence is bathed in natural light thanks to high ceilings and oversized windows, while luxury finishes elevate every room.As you enter, you’ll be greeted by a gorgeous front porch—an ideal spot for morning coffee or an afternoon cocktail. Inside, the open-concept layout flows seamlessly from the gourmet kitchen to the dining and living areas, creating a perfect space for entertaining or everyday living. The gourmet chefs kitchen features premium finishes, ample cabinetry, and modern stainless steel appliances that cater to both casual and formal dining needs.The three generously sized bedrooms offer comfort and privacy, with beautiful LVP flooring throughout creating a fresh, elegant ambiance. The primary suite is a true retreat, boasting a spa-like en-suite bath with double vanity with 2 sinks and an elegant walk-in shower. The second full bath is equally well-appointed, ensuring convenience for family and guests.This home is backed by 2024 manufactured warranties on major systems and appliances, providing peace of mind for years to come. The property’s location is ideal for a range of lifestyles: perfect for first-time buyers, a growing family, or retirees seeking a low-maintenance, convenient lifestyle. Situated in a central, walkable neighborhood near excellent schools, parks, and key commuter routes, you’ll enjoy easy access to everyday amenities while living in a tranquil, thoughtfully designed home. Don’t miss this opportunity to own a modern, well-appointed home in a sought-after area.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,550
Sqft
0.09 ac
Lot size
1
Garage
2024
Year built
One
Levels
$355
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,462 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,462/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5%
$/sqft vs St Petersburg actives
$355 vs $336
Days on market
171 vs 57 typical
Where $355/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33714 — neighborhood snapshot
Population
20,103
Median age
40.9
Median income
$47,221
Median home value
$177,500
Avg household
2.41
Households w/ children
1,835
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
230 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 246% above the ST PETERSBURG 33714 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 2144 43RD TERRACE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$290,000
4213 22ND STREET N · same community
3 bd · 2 ba · 1,142 sqft · $254/sqft · 55 DOM
Sold · Sep ’25$313,000
4313 22ND STREET N · same community
3 bd · 1 ba · 1,012 sqft · $309/sqft · 4 DOM
Sold · Jul ’26$600,000
1720 24TH AVENUE N
4 bd · 2 ba · 1,535 sqft · $391/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2144 43RD TERRACE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2144 43RD TERRACE N — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2144 43RD TERRACE N FAQs
What would the monthly payment be for 2144 43RD TERRACE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,462/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2144 43RD TERRACE N?+
The most recent tax bill on record (2025) was $9,856. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2144 43RD TERRACE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $549,900, this home is listed about 28% above the St Petersburg median of $431,250. The market section on this page shows how the area is trending.
Which schools are assigned to 2144 43RD TERRACE N?+
Lealman Avenue Elementary School (elementary), Dixie M. Hollins High School (high), Pinellas Park Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$549,900 runs 246% above the ST PETERSBURG 33714 median — but at 1,550 sqft it's also 16% larger than the typical St Petersburg listing.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
171 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $565,000, now $549,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 JIM WHITE & ASSOC · Helle Hartley. MLS #TB8475335.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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