CENTURY 21 Edge
Pending
$309,900$352,9993 bd2 ba1,316 sqft$235 /sqft$2,402 /mo all-in ↓

4320 BAYRIDGE COURT, SPRING HILL, FL, 34606

Pending129 days on marketListed Apr 4, 2026MLS #TB8475513

Reduced $43KPrivate poolSingle Family ResidenceSPRING HILL

About this home

4320 BAYRIDGE COURT

POOL Home In Spring Hill .....Motivated seller and concessions available! Discover this stunning fully renovated 3-bedroom, 2-bath pool home located in one of the most convenient and desirable areas of Spring Hill. This modern residence combines comfort, style, and functionality, making it the perfect move-in-ready home for today’s buyers. The property features a beautiful open-concept layout that seamlessly connects the kitchen and living areas, creating a bright, spacious, and modern atmosphere ideal for both everyday living and entertaining. The updated kitchen showcases elegant quartz countertops, contemporary finishes, and a functional design that truly elevates the heart of the home. Completely renovated throughout, this home includes modern porcelain flooring, fresh interior and exterior paint, updated bathrooms, and a fully renovated pool ready to enjoy the Florida lifestyle year-round. Additional highlights include a large front and backyard, ample parking space, and a sleek modern style that stands out from the moment you arrive. Conveniently located near shopping centers, Home Depot, Lowe’s Home Improvement, Walmart Supercenter, restaurants, hospitals, medical facilities, and major roadways, this property offers the perfect combination of modern living and everyday convenience.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,316

Sqft

0.23 ac

Lot size

2

Garage

2004

Year built

One

Levels

$235

Per sqft

Private poolGarden & Pool & Trees/Woods view

Inside

FlooringLaminate · Porcelain Tile
AppliancesDisposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Kitchen/Family Room Combo · L Dining · Solid Wood Cabinets · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewGarden · Pool · Trees/Woods
FacesNorth
ParkingDriveway
ExteriorGarden · Irrigation System · Private Mailbox · Sliding Doors · Storage

Community & fees

Taxes (2025)$3,367/yr

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Fiber Optics · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,402 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,824
FHA mortgage insurance (est.)$137
Property tax — 2025 actual bill$281
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,847Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,847
Interest rate6.00%
Loan term

Estimated payment

$2,402/mo

Principal & interest$1,824
FHA mortgage insurance (est.)$137
Property taxes (actual bill)$281
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $310K
$278KedgeAI estimate $297,138 · range $289K$305K$322K

vs edgeAI estimate

+4.3%

Days on market

129 vs 42 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Hill

Map of 4320 BAYRIDGE COURT

Drive times from this address

Tampa Int’l Airport (TPA)62 min
Downtown Tampa65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

SPRING HILL 34606 — neighborhood snapshot

Population

28,155

Median age

50.4

Median income

$54,730

Median home value

$227,700

Avg household

2.25

Households w/ children

2,752

For the school run

Hernando County School District

ElementaryDeltona Elementary School★★★★
MiddleFox Chapel Middle School★★★★
HighWeeki Wachee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$320K$325K

Spring Hill median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% above the SPRING HILL 34606 median. See the full Spring Hill market guide →

Paper trail

This home's history

CurrentPrice reduced to $309,900 $43K
Apr 4, 2026Listed at $352,999 · 129 days on market since
2004Built · SPRING HILL

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Erwin Vazquez

Your agent

Erwin Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4320 BAYRIDGE COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4320 BAYRIDGE COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4320 BAYRIDGE COURT FAQs

What would the monthly payment be for 4320 BAYRIDGE COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,402/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4320 BAYRIDGE COURT?+

The most recent tax bill on record (2025) was $3,367. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Spring Hill?+

At $309,900, this home is listed about 9% below the Spring Hill median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4320 BAYRIDGE COURT?+

Deltona Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$309,900 runs 11% above the SPRING HILL 34606 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

129 days on market against a Spring Hill median of 42 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $352,999, now $309,900 — a $43K cut. The full history is in the market section below.

Listing courtesy of VITA LUXURY REALTY LLC · Diasmary Lopez Montes De Oca. MLS #TB8475513.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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