203 OCEANIA COURT, APOLLO BEACH, FL, 33572
Active181 days on marketListed Feb 13, 2026MLS #TB8476135
About this home
203 OCEANIA COURT
Clean 4-Point Inspection Report, Fully Furnished, New Roof (2023), Updated HVAC (2024), Exterior Repainted (2025), and a Full Home Warranty Included with Purchase! Rarely does a villa this updated and move-in ready become available in MiraBay's highly sought-after Seacrest neighborhood. Enjoy true maintenance-free living with HOA services that include lawn care, landscaping, exterior pest control, irrigation maintenance, exterior painting reserves, roof reserves, and access to MiraBay's extensive resort-style amenities, allowing you to spend less time maintaining a home and more time enjoying the Florida lifestyle. This impeccably maintained 3-bedroom, 2-bathroom villa offers 1,750 square feet of thoughtfully designed living space featuring granite countertops, decorative backsplash, 42-inch cabinetry, a breakfast nook, formal dining area, and a flexible office or third bedroom behind French doors. The spacious primary suite offers tray ceilings, dual vanities, a walk-in closet, garden tub, and separate shower. Major updates have already been completed, including a new roof in 2023, high-efficiency HVAC system in 2024 with a transferable 10-year parts and labor warranty, exterior repaint in 2025, and a clean 4-point inspection report, providing exceptional peace of mind for the next owner. MiraBay residents enjoy access to a stunning waterfront clubhouse, resort-style pool, fitness center, tennis courts, pickleball courts, basketball courts, parks, walking trails, and picturesque waterfront scenery throughout the community. The golf-cart-friendly atmosphere and vibrant social calendar create a true coastal lifestyle that continues to make MiraBay one of Apollo Beach's most sought-after communities. Conveniently located near waterfront restaurants, marinas, shopping, medical facilities, and Interstate 75, residents enjoy easy access to Tampa, St. Petersburg, Sarasota, and Tampa International Airport. Fully furnished, extensively updated, and truly turnkey, this is a rare opportunity to secure one of MiraBay's most desirable maintenance-free villas. Schedule your private showing before this second chance is gone
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,750
Sqft
0.11 ac
Lot size
2
Garage
2005
Year built
One
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,517 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,517/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.1%
$/sqft vs Apollo Beach actives
$200 vs $223
Days on market
181 vs 52 typical
Where $200/sqft sits among the 376 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mirabay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
Mirabay — neighborhood snapshot
Population
2,133
Median age
56
Median income
$98,381
Median home value
$406,778
Avg household
2
Households w/ children
218
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$460K → $463K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
218 of 376
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 203 OCEANIA COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$375,000
5610 GOLDEN ISLES DRIVE · same community
3 bd · 2 ba · 1,750 sqft · $214/sqft · 148 DOM
Sold · Jul ’26$365,000
5610 GOLDEN ISLES DRIVE · same community
3 bd · 2 ba · 1,750 sqft · $209/sqft · 13 DOM
Sold · May ’26$365,000
5612 GOLDEN ISLES DRIVE · same community
3 bd · 2 ba · 1,750 sqft · $209/sqft · 141 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 203 OCEANIA COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 203 OCEANIA COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
203 OCEANIA COURT FAQs
What would the monthly payment be for 203 OCEANIA COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,517/mo — principal and interest, the actual property-tax bill, the $410/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 203 OCEANIA COURT?+
The association fee works out to $410 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 203 OCEANIA COURT?+
The most recent tax bill on record (2025) was $8,776. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 203 OCEANIA COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $350,000, this home is listed about 29% below the Apollo Beach median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to 203 OCEANIA COURT?+
Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the APOLLO BEACH 33572 market on paper
$350,000 is 20% below the APOLLO BEACH 33572 median of $435,534, and at $200/sqft it sits under the Apollo Beach average of $265.
02Time on market is leverage
181 days on market against a Apollo Beach median of 52 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · Kalani Hayman. MLS #TB8476135.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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