CENTURY 21 Edge
$385,000$410,0003 bd2 ba1,945 sqft$198 /sqft$2,905 /mo all-in ↓

5304 ROSECREST CIRCLE, TAMPA, FL, 33617

Active170 days on marketListed Feb 16, 2026MLS #TB8476198

Reduced $25KSingle Family ResidenceKELKATH ESTATES

About this home

5304 ROSECREST CIRCLE

Virtually Staged. This well-maintained 3 bedroom, 2 bathroom Tampa home offers the perfect balance of comfort, character, and smart upgrades throughout. As you enter, you’re welcomed into a spacious living room filled with natural light and designed for everyday living as well as entertaining. Sliding pocket doors add both charm and flexibility, allowing you to open the space up seamlessly or create separation when desired. The kitchen is warm and inviting, offering great flow into the rest of the home and overlooking one of its most unique architectural features — a striking brick-covered pass-through opening that connects directly to the expansive Florida room. This custom detail creates an almost Italian-inspired feel and serves as a true conversation piece while enhancing functionality between spaces. All three bedrooms are generously sized, providing ample room for full furniture sets, additional seating, or even a home office setup. Both bathrooms are conveniently located and well-appointed, making the layout practical for families or guests alike. Designed with entertaining in mind, the massive Florida room offers endless possibilities. Whether used as a second living area, playroom, game room, or indoor-outdoor gathering space, it extends the home’s footprint significantly. Just beyond, you’ll find a spacious backyard complete with a new 12x16 gazebo — perfect for hosting weekend barbecues, relaxing evenings, or enjoying Florida’s beautiful weather year-round. Additional updates include a 3-year-old AC system, 6-year-old water heater, and 2-year-old double-pane windows for improved energy efficiency and comfort. The garage is equipped with a Tesla battery, adding a modern energy storage feature that sets this home apart. Located in an established Tampa area with convenient access to shopping, dining, and major roadways, this home offers space, personality, and valuable upgrades all in one.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,945

Sqft

0.18 ac

Lot size

2

Garage

1968

Year built

One

Levels

$198

Per sqft

FireplacePets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer · Water Softener
InteriorOpen Floorplan · Primary Bedroom Main Floor
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationBlock
FacesSouth
ExteriorSliding Doors

Community & fees

Taxes (2024)$3,699/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,905 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,266
FHA mortgage insurance (est.)$170
Property tax — 2024 actual bill$308
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,475Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,475
Interest rate6.00%
Loan term

Estimated payment

$2,905/mo

Principal & interest$2,266
FHA mortgage insurance (est.)$170
Property taxes (actual bill)$308
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $385K
$332KedgeAI estimate $387,692 · range $346K$406K$422K

vs edgeAI estimate

−0.7%

$/sqft vs Tampa actives

$198 vs $305

Days on market

170 vs 41 typical

Where $198/sqft sits among the 400 Tampa actives

184 · this home
124
33
20
11
28
$154–289$289–424$424–559$559–694$694–829$829+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside 40th Street Corridor

Map of 5304 ROSECREST CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Tampa14 min
Tampa Int’l Airport (TPA)25 min
Walt Disney World67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

40th Street Corridor — neighborhood snapshot

Population

37,490

Median age

36

Median income

$44,203

Median home value

$172,343

Avg household

2

Households w/ children

3,868

For the school run

Hillsborough County School District

HighKing High School★★★★
ElementaryRobles Elementary School★★★★★
MiddleGreco Middle Magnet School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$433K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

194 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 127% above the TAMPA 33617 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $385,000 $25K
Feb 16, 2026Listed at $410,000 · 170 days on market since
1968Built · KELKATH ESTATES

Reality check

What actually sold near 5304 ROSECREST CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6917 N 53RD STREETSold · Nov ’25

$294,000

6917 N 53RD STREET

4 bd · 2 ba · 1,884 sqft · $156/sqft · 33 DOM

4020 E HENRY AVENUESold · May ’26

$425,000

4020 E HENRY AVENUE

3 bd · 2.5 ba · 1,873 sqft · $227/sqft · 48 DOM

4433 BASS STREETSold · Aug ’25

$235,000

4433 BASS STREET

4 bd · 2 ba · 2,097 sqft · $112/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5304 ROSECREST CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5304 ROSECREST CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5304 ROSECREST CIRCLE FAQs

What would the monthly payment be for 5304 ROSECREST CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,905/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5304 ROSECREST CIRCLE?+

The most recent tax bill on record (2024) was $3,699. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5304 ROSECREST CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $385,000, this home is listed about 14% below the Tampa median of $449,999. The market section on this page shows how the area is trending.

Which schools are assigned to 5304 ROSECREST CIRCLE?+

King High School (high), Robles Elementary School (elementary), Greco Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$385,000 runs 127% above the TAMPA 33617 median — but at 1,945 sqft it's also 23% larger than the typical Tampa listing.

02Time on market is leverage

170 days on market against a Tampa median of 41 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $410,000, now $385,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Tony Baroni. MLS #TB8476198.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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