400 CENTRAL AVENUE UNIT 2205, ST PETERSBURG, FL, 33701
Active177 days on marketListed Feb 20, 2026MLS #TB8477762
About this home
400 CENTRAL AVENUE UNIT 2205
Sky Collection residence with sweeping southeast water and city views from the 22nd floor at 400 Central — the tallest building in Tampa Bay and a striking new landmark redefining the downtown St. Petersburg skyline. Newly completed in 2026 by an esteemed New York developer and built to the highest standards of modern luxury construction, this brand-new residence has never been lived in and includes a one-year builder’s warranty for added peace of mind. Residence 2205 offers 1,921 square feet of interior living space and an exceptional 418-square-foot full-length terrace that spans the entire residence — a rare extension designed for true indoor-outdoor living. Every bedroom and the main living area open directly to the terrace through floor-to-ceiling glass and sliding doors, maximizing natural light and panoramic views. The open-concept kitchen features sleek European-style cabinetry, waterfall-edge quartz countertops with full-height backsplash, and a premium JennAir appliance package, anchored by a large island with direct sightlines to the water. The split-bedroom floor plan includes two private ensuite guest bedrooms and a spacious primary suite with dual closets and a spa-inspired bath. Tile flooring runs throughout the main living areas, and two independent A/C systems provide enhanced comfort and efficiency. This luxury residence conveys with a dedicated parking space, access to valet parking services, and a private climate-controlled storage unit — conveniences that elevate everyday living. Positioned on the desirable Sky Collection level, this move-in ready home offers a rare combination of scale, outdoor space, and premier exposure within a brand-new building. Ownership at 400 Central includes over 36,000 square feet of resort-inspired amenities, including a pool deck with cabanas and spa, state-of-the-art fitness center, coworking spaces, private dining room, theater lounge, climate-controlled storage, and the breathtaking 46th-floor Sky Lounge Observatory. Located in the heart of downtown St. Petersburg, just steps from the waterfront, the Pier, world-class dining, and cultural venues, this is elevated urban living at its finest.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,921
Sqft
2.3 ac
Lot size
2
Garage
2026
Year built
One
Levels
$1,036
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$13,020 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$14,844/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.5%
$/sqft vs 400 CENTRAL
$1,036 vs $1,000
Days on market
177 vs 57 typical
Where $1,036/sqft sits among the 28 homes for sale in 400 CENTRAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33701 — neighborhood snapshot
Population
18,485
Median age
46.3
Median income
$69,098
Median home value
$590,900
Avg household
1.65
Households w/ children
934
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
13 of 28
400 CENTRAL have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 158% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 400 CENTRAL AVENUE UNIT 2205
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$1,787,615
400 CENTRAL AVENUE UNIT 2905 · same community
3 bd · 3 ba · 1,921 sqft · $931/sqft · 0 DOM
Sold · Feb ’26$2,123,550
400 CENTRAL AVENUE UNIT 2506 · same community
3 bd · 3 ba · 1,948 sqft · $1,090/sqft · 0 DOM
Sold · Mar ’26$1,467,000
400 CENTRAL AVENUE UNIT 2503 · same community
3 bd · 3 ba · 1,782 sqft · $823/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 400 CENTRAL AVENUE UNIT 2205 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 CENTRAL AVENUE UNIT 2205 — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
400 CENTRAL AVENUE UNIT 2205 FAQs
What would the monthly payment be for 400 CENTRAL AVENUE UNIT 2205?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,020/mo — principal and interest, estimated property taxes, the $1,376/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 400 CENTRAL AVENUE UNIT 2205?+
The association fee works out to $1,376 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 400 CENTRAL AVENUE UNIT 2205?+
The most recent tax bill on record (2024) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 400 CENTRAL AVENUE UNIT 2205?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,990,000, this home is listed about 357% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 400 CENTRAL AVENUE UNIT 2205?+
Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,990,000 runs 158% above the ST PETERSBURG 33701 median — but at 1,921 sqft it's also 43% larger than the typical St Petersburg listing.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,376/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
177 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $2,020,700, now $1,990,000 — a $31K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Kelli Welch. MLS #TB8477762.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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