00 LARK COURT, CHIPLEY, FL, 32428
Active166 days on marketListed Feb 22, 2026MLS #TB8478747
About this home
00 LARK COURT
Seller financing available --ask us how!! Own over an acre of Florida land with this 1.09-acre vacant residential lot located on Lark Court in Chipley. Enjoy the freedom of no HOA fees or deed restrictions, giving you flexibility to build and design your home your way. Even better, this property is situated in a non-flood zone, offering added peace of mind and potential insurance savings.Chipley is known for its quiet, rural charm and access to beautiful natural surroundings. Outdoor enthusiasts will appreciate proximity to Falling Waters State Park, scenic lakes, and wooded landscapes perfect for hiking, fishing, and enjoying the outdoors. Nearby amenities include the Sunny Hills Golf & Country Club featuring an 18-hole golf course with wide fairways, large greens, a pro shop, and the popular 19th Hole clubhouse for refreshments and social gatherings. Residents can also enjoy Boat Lake with its clear water, picnic tables, restrooms, and playground equipment, as well as Gap Pond, which offers a public boat launch ideal for fishing and boating adventures.The area offers a relaxed pace of life while still providing convenient access to shopping, dining, and everyday necessities. Whether you’re planning a primary residence, private retreat, or long-term investment, this spacious lot delivers room to spread out, freedom from HOA restrictions, and a desirable location in Washington County. Call for more information today!!!
Facts & features
The home at a glance
1.09 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$278 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$278/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside CHIPLEY 32428
CHIPLEY 32428 — neighborhood snapshot
Population
18,015
Median age
40.9
Median income
$52,234
Median home value
$157,900
Avg household
2.42
Households w/ children
2,053
For the school run
Washington County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The CHIPLEY 32428 market
This home is listed 48% above the CHIPLEY 32428 median.
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 00 LARK COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 00 LARK COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
00 LARK COURT FAQs
What would the monthly payment be for 00 LARK COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $278/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 00 LARK COURT?+
The most recent tax bill on record (2025) was $119. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in CHIPLEY 32428?+
At $17,000, this home is listed about 48% above the CHIPLEY 32428 median of $11,500. The market section on this page shows how the area is trending.
Which schools are assigned to 00 LARK COURT?+
Vernon High School (high), Vernon Middle School (middle), Vernon Elementary School (elementary), Chipley High School (high), Roulhac Middle School (middle), Kate M. Smith Elementary School (elementary) — Washington County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AGILE GROUP REALTY · Justin Noe, Pa. MLS #TB8478747.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.