CENTURY 21 Edge

LING-A-MOR TERRACE S, ST PETERSBURG, FL, 33705

Active165 days on marketListed Feb 23, 2026MLS #TB8479260

LING-A-MOR 2ND ADD

About this home

LING-A-MOR TERRACE S

Great location to build your dreanm home. The 70X131 large lot on a secluded road with a partial water view. The land has electricity connected to a large shed, water and sewer are available to be connected and the property has its own well. The land is in close proximity to Downtown St Pete, 4th St corridor, Big Bayou and major highways.

Facts & features

The home at a glance

0.23 ac

Lot size

Water view

Inside

Outside & construction

ViewWater

Community & fees

Taxes (2025)$4,251/yr

Utilities & systems

UtilitiesElectricity Available · Sewer Available · Water Available
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,982 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,295
FHA mortgage insurance (est.)$172
Property tax — 2025 actual bill$354
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,647Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,647
Interest rate6.00%
Loan term

Estimated payment

$2,982/mo

Principal & interest$2,295
FHA mortgage insurance (est.)$172
Property taxes (actual bill)$354
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Big Bayou

Map of LING-A-MOR TERRACE S inside its neighborhood boundary

Drive times from this address

Downtown Tampa32 min
Tampa Int’l Airport (TPA)32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Big Bayou — neighborhood snapshot

Population

464

Median age

42

Median income

$91,641

Median home value

$340,800

Avg household

2

Households w/ children

38%

For the school run

Pinellas County School District

ElementaryLakewood Elementary School★★★★
MiddleJohn Hopkins Middle School★★★★★
HighLakewood High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$380K$420K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% above the ST PETERSBURG 33705 median. See the full St Petersburg market guide →

Paper trail

This home's history

Feb 23, 2026Listed at $389,900 · 165 days on market since

Reality check

What actually sold near LING-A-MOR TERRACE S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2801 EDWARDS AVENUE SSold · Jan ’26

$335,000

2801 EDWARDS AVENUE S · same community

2 bd · 1 ba · 1,212 sqft · $276/sqft · 4 DOM

5099 COQUINA KEY DRIVE SE UNIT E-3Sold · Feb ’26

$90,000

5099 COQUINA KEY DRIVE SE UNIT E-3

0 sqft · 17 DOM

33ss SE STARFISH DRIVE SE UNIT 33SSSold · Jun ’26

$5,000

33ss SE STARFISH DRIVE SE UNIT 33SS

5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about LING-A-MOR TERRACE S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for LING-A-MOR TERRACE S — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

LING-A-MOR TERRACE S FAQs

What would the monthly payment be for LING-A-MOR TERRACE S?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,982/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on LING-A-MOR TERRACE S?+

The most recent tax bill on record (2025) was $4,251. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Petersburg?+

At $389,900, this home is listed about 10% below the St Petersburg median of $431,250. The market section on this page shows how the area is trending.

Which schools are assigned to LING-A-MOR TERRACE S?+

Lakewood Elementary School (elementary), John Hopkins Middle School (middle), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$389,900 runs 31% above the ST PETERSBURG 33705 median.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

165 days on market against a St Petersburg median of 54 — sellers in this position are usually ready to negotiate.

Listing courtesy of RMS ELITE PROPERTIES · Steve Zackeru. MLS #TB8479260.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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